Transfer an isa to HL
Get more choice, clarity and control
Keep it simple - transfer your ISAs
You may want to have all your investments in one place, so they're easier to manage. Or perhaps you're looking to do more with your Cash ISA.
As a FTSE 100 company, we're already trusted by over one million clients. With us, you’ll have a secure home for your ISAs.
Luckily, transferring an ISA isn't difficult. Just let us know you'd like to transfer below and we'll take care of the rest.
Simple to use. Helpful information about different types of investment, easy to understand even if you don’t know anything about investing.
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Which ISAs can I transfer?
You can transfer Cash ISAs and Stocks and Shares ISAs to us.
Transferring doesn't count towards your ISA allowance.
It's free to transfer an ISA to us
Your current provider may charge exit fees though, so it’s worth checking with them first - we wouldn’t want you to lose money.
Also, if you’re transferring a fixed rate cash ISA, remember that if you leave before the end of the term, you may have to pay a fee.
How to transfer
Transferring a Cash ISA
If you've got enough saved for a rainy day and you are happy with the risk of investing, it could be worth considering transferring a Cash ISA to a Stocks and Shares ISA.
Interest rates on Cash ISAs are currently low, but with a Stocks and Shares ISA you have the opportunity to grow your money over the long term. Just remember, unlike cash, investments can fall as well as rise so you could lose money.
Transferring a Stocks and Shares ISA
Here's how transferring an ISA works:
- You apply to transfer
- We contact your provider and start the transfer
- We keep you updated with progress
- We tell you when everything arrives
- When you’re ready, you can start investing
Transfers can be made as cash or as stock. With a stock transfer, you stay invested. With a cash transfer, the investments are sold, meaning you’ll miss out on any market rises or falls throughout the transfer.
Why choose HL for your Stocks and Shares ISA?
- Security - we're a FTSE 100 company, trusted by over one million clients and regulated by the Financial Conduct Authority
- Ease - check your ISA anytime online or with the HL app
- Expertise - investment ideas from our expert analysts
Award-winning - we've won over 190 awards, including Best for Digital ISA 2021 from the Boring Money Best Buys Awards
ISA transfer rules
Transferring your ISA is a simple process, but there are a few rules you might need to know.
much of my ISA can I transfer?
You can move as much of your ISA from previous tax years as you like. However, if you’d like to transfer money you already put into your ISA this tax year, you’ll need to transfer all of this year’s pot together.
long does it take to transfer?
It typically takes 4 weeks to transfer an ISA, although some transfers can be complex and take longer. We’ll contact your provider for you, and we’ll keep you updated throughout the process.
does transferring affect my ISA allowance?
Transferring doesn’t count towards your ISA allowance, which is £20,000 in the 2021/2022 tax year. You can transfer an ISA at any time in the tax year.