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Available on transfers
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Available on transfers
Register now
Terms apply.

Transfer an ISA

Get more choice, clarity and control

Get more choice, clarity and control

Transfer your ISA now

One home for your ISAs

It’s easier to manage your ISAs when they’re in one place.

As a FTSE 100 company, we’re already trusted by over 1.7 million clients. With us, you’ll have a secure home for all your ISAs.

Tell us what you want to transfer and we’ll take care of the rest.

Which ISAs can I transfer?

You can transfer Cash ISAs and Stocks and Shares ISAs to us. Transferring doesn't count towards your ISA allowance.

What are the benefits of transferring an ISA?

  • A clear view
    See your investments in one place, which could help you to make better investment decisions.
  • Potential for greater returns
    Some providers don’t offer a wide range of investment choice. Transferring to a provider that does, could mean greater potential for your money to grow.
  • Save time and money
    If you have more than one ISA, consolidating them means you’ll only have one online account, one platform fee and one company to contact with questions.
FREEto transfer

It's free to transfer an ISA to us

Your current provider may charge exit fees though, so it’s worth checking with them first - we wouldn’t want you to lose money.

Also, if you’re transferring a fixed rate cash ISA, remember that if you leave before the end of the term, you may have to pay a fee.

FREEto transfer

Save money with the return of our biggest ever cashback offer

Save money with the return of our biggest ever cashback offer

Transfer ISAs and investments to HL and you could get between £50-£1,000 cashback as a thank you. You can use it to top up your investments, put it towards fees or withdraw it to your bank account.

To get this offer, you need to register your interest first and start your transfer before 29 February 2024. .

How much cashback will you get?
You transfer We give you
£4,000 - £9,999 £50
£10,000 - £19,999 £100
£20,000 - £39,999 £150
£40,000 - £59,999 £300
£60,000 - £79,999 £500
£80,000 or more £1,000

Find out more and register

Find out more and register

How to transfer an ISA

The fastest way to transfer a Stocks and Shares ISA and a Cash ISA is online. Alternatively, you can send a transfer form by post.

Transferring a Stocks and Shares ISA

Here's how transferring a Stocks and Shares ISA works:

  1. You apply to transfer
  2. We contact your provider and start the transfer
  3. We keep you updated with progress and tell you when everything arrives

Transfers can be made as cash or as stock. With a stock transfer, you stay invested. With a cash transfer, the investments are sold, meaning you’ll miss out on any market rises or falls throughout the transfer.

Transfer now View our charges

Transferring a Cash ISA

If you've got enough saved for a rainy day and you are happy with the risk of investing, it could be worth considering transferring a Cash ISA to a Stocks and Shares ISA.

Interest rates on Cash ISAs are currently low, but with a Stocks and Shares ISA you have the opportunity to grow your money over the long term. Just remember, unlike cash, investments can fall as well as rise so you could lose money.

Transfer now View our charges

A simple explanation of the most commonly asked questions about transfers to HL, including how the process works, your options and how long it takes.

Why transfer an ISA to HL?

  • Security - we're a FTSE 100 company and the largest investment platform in the UK for private investors, with £123 billion in assets under administration, and trusted by over 1.7 million clients
  • Ease - check your Stocks and Shares ISA anytime online or with the HL app
  • Expertise - investment ideas for your ISA from our expert analysts
  • Award-winning - we've won over 200 awards, including Best Online Stockbroker 2022/2023 by the Personal Finance Awards, and Best Buy ISA 2023 from the Boring Money Best Buys Awards
  • Ongoing support - speak to our UK-based customer support team if you have any questions, or pay for financial advice on where to invest

New to investing?

Getting started could be easier than you think. Watch our videos to get to grips with the basics.

Or download a Guide to ISAs to learn more about how investing in ISAs works.

ISA transfer rules

Transferring your ISA is a simple process, but there are a few rules you might need to know.

  • How much of my ISA can I transfer?

    You can move as much of your ISA from previous tax years as you like. However, if you’d like to transfer money you already put into your ISA this tax year, you’ll need to transfer all of this year’s pot together.

  • How long does an ISA transfer take?

    We expect transfers to take anywhere between 2-6 weeks although some transfers can be complex and take longer. Timeframes also depend on actions from your existing provider.

  • Do ISA transfers count towards my allowance?

    Transferring doesn’t count towards your ISA allowance, which is £20,000 in the 2023/2024 tax year. You can transfer an ISA at any time in the tax year.

  • Can I request a partial ISA transfer?

    It may be possible to request a partial transfer of your ISA to HL instead of transferring your account in full. However, not all providers can facilitate a partial transfer so we’d recommend checking with your current provider first. You cannot partially transfer any ISA from the current tax year.

  • How do I request a partial ISA transfer?

    A partial transfer can only be requested over the phone or via a transfer form and cover letter in the post. There are specific regulations regarding this so please call our transfer helpdesk on 0117 906 7816 if you need any help.

  • Can I transfer my ISA to a family member?

    No, you can’t transfer an ISA directly to another person.

    If you want to move money from an HL Stocks and Shares ISA to a family member, you’ll need to sell your investments first . Then you can withdraw the money to your nominated bank account and pay them directly from your bank account.

  • Can I transfer shares into an ISA?

    You cannot normally transfer shares and investments into an ISA. However, you can use shares to top up an ISA by selling them in an HL Fund and Share Account and then buying them back within an ISA. This would count towards your annual ISA allowance (currently £20,000). This is sometimes called a Bed and ISA.

    More on share exchange

I can speak to someone on the phone and everything is explained in a very helpful and easy to understand way.


Best Buy ISA Boring Money awards 2023
Best Buy ISA
Boring Money Awards 2023
Best Investment App Boring Money awards 2023
Best Investment App
Boring Money Awards 2023
Best Online Stockbroker The Personal Finance Awards 2022-2023
Best Online Stockbroker
The Personal Finance Awards 2022/2023

Help and support

If you have any questions about transferring an ISA to HL, you can speak to one of our client support experts by calling 0117 900 9000.

Contact us

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