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Junior ISA

Junior Stocks & Shares ISA

An easy-to-manage, tax-efficient way to save up to £4,128 for a child's future this tax year

Important: the value of tax savings depends on individual circumstances and tax rules can change over time. Investments can go down in value as well as up, so a child could get back less than invested. If you are unsure if an investment is right for you or your child, please seek advice.

What is a Junior ISA (JISA)?

Junior ISAs are tax-efficient investment and savings accounts for children. A Junior ISA must be opened by a parent or legal guardian but once opened anyone can contribute. It can be used for a number of different purposes such as saving towards a child's university fees or a deposit on their first home.

  • Invest up to £4,128 per child per tax year - free from UK income tax and capital gains tax.
  • Anybody can contribute - friends and family can add money to the Junior ISA.
  • Money in a Junior Stocks & Shares ISA is ring-fenced until the child's 18th birthday, so there's plenty of time to maximise growth if you start early.
  • Junior ISAs can be a great way to encourage good saving habits from a young age.

Why choose Hargreaves Lansdown?

Our Junior Stocks & Shares ISA is one of the most popular on the market. You could benefit from:

  • An easy-to-manage account
    Access your child's account online or through our award-winning mobile app. You can even link a Junior ISA to your own account and view all your family investments in one place.

  • Help getting started
    Our experts have put together a ready-made portfolio for Junior ISAs as well as a selection of their favourite funds to help you choose your child's investments. See our Junior ISA investment ideas.

  • Flexibility to invest how you choose
    Save from £25 per month or lump sums from £100 - find out how much your child's investments could be worth with our Junior ISA calculator.

See our Junior ISA charges

Free Pedro the Penguin money boxEvery new Junior ISA also comes with a free Pedro the Penguin money box, designed by Aardman of Wallace & Gromit and Shaun the Sheep fame.

Is my child eligible?

Yes, if they are resident in the UK. Children who hold a Child Trust Fund or Junior ISA elsewhere will need to transfer it in order to open a Hargreaves Lansdown Junior ISA.

Find out more about Child Trust Fund to Junior ISA transfers

Find out more about transferring an existing Junior ISA

Get started in minutes

It only takes five minutes to open a Junior ISA online. Please note the Junior ISA must be opened by the child's parent or registered guardian.

Open a Junior Stocks & Shares ISA

Wallace & Gromit and Shaun the Sheep are registered trademarks of Aardman Animations Limited.