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Junior ISA

Junior Stocks & Shares ISA

An easy-to-manage, tax-efficient way to save up to £4,080 for a child's future this tax year
Important information - please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Introduced in November 2011, Junior ISAs have quickly become a popular way for family and friends to build up tax-efficient savings and investments to help with the cost of university, provide a deposit for a house or simply give children a great start in life.

  • Save up to £4,080 per year on behalf of a child
  • Anyone can contribute - useful for birthday gifts
  • Same tax benefits as an adult ISA - investments are free from UK capital gains tax and UK income tax
  • Withdrawals possible from age 18
  • Automatically converts to an adult ISA at age 18
  • Open with a lump sum from £100 to £4,080 or start a monthly direct debit from just £25 per month

Who is eligible?

All children resident in the UK are eligible for a Junior ISA.

However, children born between 1 September 2002 and 2 January 2011 will need to transfer their Child Trust Fund to the Junior ISA (or have previously transferred their Child Trust Fund to a Junior ISA) in order to open the account.

Find out more about Child Trust Fund to Junior ISA transfers

Choosing and looking after your child's investments

From our Wealth 150, to our master portfolios and latest investment ideas, there are a variety of different tools to assist you when choosing your child's investments.

Our highly regarded research team offer free research and comment on a broad range of different funds to help you make better investment decisions and look after your child's investment portfolio.

View more Junior ISA investment ideas

Open a Junior Stocks & Shares ISA

Free Pedro the Penguin money box FREE Pedro the Penguin money box

Simply open or transfer to the Junior ISA to qualify for your FREE Pedro the Penguin money box (designed by Aardman).

Have a question?

0117 900 9000

What our clients say

Customer service is fantastic. It is easy to find the number to call and I know I will speak to an intelligent informed person who can help me.

Mr Pym - client for 5 years, Norwich

You make it easy to choose and manage my investments so that I can use my own judgement in order to grow my family's portfolio to help provide for us all in the future.

Dr Clark - client for 5 years, Rugby

All my investments are managed in one place, with the relevant information at hand and easy to locate.

Mr Jones - client for 14 years, Clwyd

Your web service is fantastic, I particularly enjoyed being able to easily link the Junior ISA to my main account.

Mr Rolleston - client for 11 years, Penryn