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Open a Junior ISA

Junior ISA application

Filling in the application takes about 10 minutes.

Before opening a Junior ISA, you should be:

  • Comfortable choosing your own investments on behalf of your child
  • Confident making long-term investment decisions
  • Free from significant debt (other than a mortgage)
  • Clear on our charges and the tax benefits of a Junior ISA
  • Over the age of 18
  • Applying on behalf of a child under the age of 18 as someone with parental responsibility for that child
  • Applying on behalf of a child who is UK resident for tax purposes

If you’re not sure which investments are right for you, please ask us about . There's no personal advice on our website.
To apply for an HL Junior ISA online you must be a UK resident, if you are not resident in the UK please contact us for more information.

What you need to know before opening a Junior ISA

  • Investments can go up and down in value so your child could get back less than is put in.
  • Tax rules for Junior ISAs can change, and their benefits depend on your and your child's circumstances.
  • Once money is in the HL Junior ISA, the money can’t usually be taken out until the child’s 18th birthday.
  • Your child can only have one Junior Stocks and Shares ISA and one Junior Cash ISA at any one time. A child cannot hold a Child Trust Fund and a Junior ISA at the same time.

What you need to have to hand

  • Your National Insurance number, and your child’s if they have one. You can find this on your National Insurance card, a benefit letter, payslip or P60.
  • Your debit card details, if you’d like to open a Junior ISA with a lump sum. The minimum amount is £100.
  • Your bank details, if you’d like to set up a Direct Debit into a Junior ISA. The minimum monthly amount is £25.

By opening this Junior ISA, you agree to our terms, so please make sure you’ve read and understood our: , Terms and Conditions with Tariff of Charges (PDF), Key Features (PDF) and the risks. Please contact us if you have any questions.

Open a Junior ISA by phone

Call us on 0117 980 9950

See opening times

Open a Junior ISA by post

Request application form

Transfer to a Junior ISA

Find out more