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How much does HL
financial advice cost?

Financial planning

Our most comprehensive service will give you a plan to help you achieve your goals and understand how they can fit together whichever stage of life you’re at.

After this one-off service, you’ll come away with a robust plan to guide you as far into the future as possible. We can offer ongoing advice if you’d like – see below for ongoing advice charges - or you can always come back to us in the future should your circumstances change.

Subject to a minimum charge of £495 over the telephone and £1,495 face to face. VAT will be charged in addition where applicable.

Our tiered financial planning charges
Portfolio advised upon up to £200,000 2%
Portfolio advised upon on the balance between £200,000 and £1,000,000 1%
Portfolio advised upon on the balance over £1,000,000 No charge

Investment advice

Our investment advice service focusses on choosing the right investments for you. After this one-off service you’ll come away with investment recommendations that suit your goals and will impact on your financial future over time.

Get a portfolio of investments built for you by one of our expert advisers. If you already have an investment portfolio, we can help you update it in line with your goals.

Subject to a minimum charge of £495 over the telephone and £1,495 face to face.

Our tiered investment advice charges
Portfolio advised upon up to £1,000,000 1%
Portfolio advised upon on the balance over £1,000,000 No charge

Ongoing financial advice

Our financial planning and investment advice services are designed to be one-off but many clients value the ongoing support of a financial adviser and annual reviews.

Taking ongoing advice means you’ll touch base with your adviser who will review your portfolio annually to make sure your recommendations are still suitable. Ongoing advice is available to add to each of the one-off services explained above.

VAT is charged in addition where applicable.

Ongoing financial advice 0.365% per year on the portfolio advised upon
Ongoing financial advice 0.365% per year on the portfolio advised upon

Ongoing financial advice

Our financial planning and investment advice services are designed to be one-off but many clients value the ongoing support of a financial adviser and annual reviews.

Taking ongoing advice means you’ll touch base with your adviser who will review your portfolio annually to make sure your recommendations are still suitable. Ongoing advice is available to add to each of the one-off services explained above.

VAT is charged in addition where applicable.

Please note: Advice on the transfer of any secured benefit, such as a defined benefit pension (a final salary pension), will be subject to a separate charging structure. Read more on our charges.

Book a call with our advisory helpdesk

Book a call with our advisory helpdesk to start your financial advice journey. They’re here to answer any outstanding questions you have about our service.

There’s no obligation to take advice and there’s no hard sell. In fact, they’ll let you know about our free information and tools if advice is not for you.

They won’t provide personalised advice but they’re essential to making sure you get the most out of our service. If you’re happy to proceed, they’ll put you in touch with an adviser within two working days to arrange your initial consultation.

Please note: We can only provide advice to UK residents. If you’re resident overseas, unfortunately we’re unable to advise you.