How much does HL
financial advice cost?
Our one-off financial advice charges
Investment advice
1% on the first £1 million invested.
0% on the balance over £1 million.
Subject to a minimum charge - see below.
Financial planning
2% on the first £200,000.
1% on the balance between £200,000 and £1 million. 0% on the balance over £1 million.
Subject to a minimum charge - see below.
Financial planning
2% on the first £200,000.
1% on the balance between £200,000 and £1 million. 0% on the balance over £1 million.
Please note: Both planning and investment advice are subject to a minimum charge of £495 if your advice is given over the phone or £1,495 if you take advice face to face. VAT is charged in addition where applicable.
Investment advice
Our investment advice service focusses on choosing the right investments for you. After this one-off service you’ll come away with investment recommendations that suit your goals and will impact on your financial future over time.
Get a portfolio of investments built for you by one of our expert advisers. If you already have an investment portfolio, we can help you update it in line with your goals.
Subject to a minimum charge of £495 over the telephone and £1,495 face to face.
Financial planning
Our most comprehensive service will give you a plan to help you achieve your goals and understand how they can fit together whichever stage of life you’re at.
Plan for an important turning point or for a specific goal:
- Get help planning your retirement
- Create an Inheritance Tax strategy
- Plan for the cost of long-term care
- Get advice on protecting you and your family’s finances in the event of death or ill health
- Create a cash strategy
After this one-off service, you’ll come away with a robust plan to guide you as far into the future as possible. We can offer ongoing advice if you’d like – see below for ongoing advice charges - or you can always come back to us in the future should your circumstances change.
Subject to a minimum charge of £495 over the telephone and £1,495 face to face. VAT will be charged in addition where applicable.
Free initial consultation with our advisory helpdesk
Book a callback with a member of our advisory helpdesk who can walk you through all of our charges and explain in plain English what they mean for you.
No advice will be given on the call but you can discuss what the next steps could be and if financial advice is right for you.
Ongoing financial advice
Our financial planning and investment advice services are designed to be one-off but many clients value the ongoing support of a financial adviser and annual reviews.
Taking ongoing advice means you’ll touch base with your adviser who will review your portfolio annually to make sure your recommendations are still suitable. Ongoing advice is available to add to each of the one-off services explained above.
VAT is charged in addition where applicable.
Ongoing financial advice
Our financial planning and investment advice services are designed to be one-off but many clients value the ongoing support of a financial adviser and annual reviews.
Taking ongoing advice means you’ll touch base with your adviser who will review your portfolio annually to make sure your recommendations are still suitable. Ongoing advice is available to add to each of the one-off services explained above.
VAT is charged in addition where applicable.
Please note: Advice on the transfer of any secured benefit, such as a defined benefit pension (a final salary pension), will be subject to a separate charging structure. Read more on our charges.
Book a call with our advisory helpdesk
Book a call with our advisory helpdesk to start your financial advice journey. They’re here to answer any outstanding questions you have about our service.
There’s no obligation to take advice and there’s no hard sell. In fact, they’ll let you know about our free information and tools if advice is not for you.
They won’t provide personalised advice but they’re essential to making sure you get the most out of our service. If you’re happy to proceed, they’ll put you in touch with an adviser within two working days to arrange your initial consultation.
Please note: We can only provide advice to UK residents. If you’re resident overseas, unfortunately we’re unable to advise you.