Investing made simple

Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But unlike cash, investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't personal advice – please ask us for financial advice if you’re not sure what’s right for you. Tax rules can change, and their benefits depend on your circumstances.

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By taking your first steps with HL, you could give yourself a better chance of growing your money over the long term. In fact, for 91% of 10-year periods, investments in shares have done better than holding cash. The sooner you get started, the longer your investments have to help with your future plans. Just remember there are no guarantees - all investments can fall as well as rise in value, so you could get back less than you invest.

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To start investing, you'll need to open an account.

There are different types of investment accounts available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.

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