How to withdraw money from a Lifetime ISA

To apply you'll need to complete our online form. You can withdraw money to buy your first home if:

• you're a first-time buyer
• your HL Lifetime ISA has been open for at least 12 months
• the property costs £450,000 or less
• you're buying with a mortgage
• you'll live in the property as your main home
• you haven’t claimed a Help to Buy ISA bonus for the same purchase

Before submitting the form

• Check your personal details are up to date on your account
• Sell any investments required to make your withdrawal request

After you've completed the form

• We send a declaration form to your conveyancer
• Your conveyancer requests the withdrawal from us.
• We send the money directly to your conveyancer.

Important: If your purchase doesn’t complete within 90 days of withdrawing the money, you will need to pay the money back into your Lifetime ISA.