Welcome to our new Help section. Give us your feedback to improve it.

How to add money to a Fund and Share Account

Adding money to your Fund and Share Account is quickest online. Here's how you can do it.

On this page

Before you start

  • The debit card or bank account you use should be in the same name as the HL account holder and registered to your home address.  
  • If you would like to add a regular amount of money each month, you can set up a Direct Debit.

How to add money by debit card on the website

  1. Log in online to see your accounts.  
  2. From the list of actions, select ‘Top up’ next to your Fund and Share Account. 
  3. Select 'Debit card'.
  4. Read the Key Features before going any further.  
  5. Enter the amount of money you want to add.   
  6. Enter the 16-digit number across the middle of your debit card.  
  7. Enter your card’s expiry date in the format MM/YY.  
  8. Enter the CVC number. This is the last 3 digits on the back of the card.  
  9. Select ‘Make payment’ to confirm.  
Add money onlineRight arrow icon

How to add money by bank transfer on the website

  1. Log in online to see your accounts.  
  2. From the list of actions, select ‘Top up’ next to your Fund and Share Account. 
  3. Select 'Pay by bank account'.
  4. Enter the amount of money you want to add.   
  5. Select 'Continue'.
  6. Search for your bank and select 'Continue'.
  7. Read the Key Features before going any further.  
  8. Select 'Continue'.
  9. Approve the payment by scanning the QR code and logging in to your mobile banking app, or use the link to log in on your bank's website.
  10. Follow your bank's authorisation instructions.
Add money onlineRight arrow icon

How to add money by debit card on the mobile app

  1. Select ‘Accounts’ in the bottom left corner.  
  2. Log in.  
  3. Select your Fund and Share Account.  
  4. Select ‘Add money’.  
  5. Select 'Debit card'.
  6. Read the important information shown. 
  7. Enter the amount you want to add then select ‘Continue’.  
  8. Enter the details of the debit card you want to use.  
  9. Select ‘Make payment’ to confirm.  

How to add money by bank transfer on the mobile app

  1. Select ‘Accounts’ in the bottom left corner.  
  2. Log in.  
  3. Select your Fund and Share Account.  
  4. Select ‘Add money’.  
  5. Select 'Easy bank transfer'.
  6. Enter the amount of money you want to add.
  7. Select 'Continue'.
  8. Select your bank.
  9. Read the Key Features before going any further.
  10. Select 'Continue'.
  11. Follow your bank's authentication instructions on your bank's mobile app.

What happens next

Your ‘amount available to invest’ will update as soon as the payment is authorised, although the money may not leave your bank account until a few days later.  

You will be able to trade as soon as you have added money. 

Also in Adding money to your account

Common queries

Prefer to speak with someone

Contact usRight arrow icon