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Adding money timings

If you’ve added money to your account by debit card, you’ll want to understand how long it takes before you can invest it. Here’s what you need to know.  

Adding money timings

Money reaches your HL account

When you can trade

The ‘amount available to invest’ for your chosen account will update as soon as your debit card payment is authorised.

Then you can trade straightaway. It may take 1-2 working days for the money to leave your bank account.

Your HL account may also show a negative balance if you trade before this happens.

If you see a negative balance after adding money 

A negative balance is normal after you’ve added money. It will update as soon as the money arrives in your HL account. 

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