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How to add money to a Junior Stocks and Shares ISA

Adding money to your Junior ISA is quickest online. Here's how you can do it.

On this page

Before you start

  • Your child’s money is not usually accessible until they’re 18, at which point they will take control of the account. Make sure you are comfortable with this before you add money.
  • Make sure you have enough Junior ISA allowance left in the current tax year before you add money to the account.  
  • Only the parent or guardian associated with the junior account (known as the 'registered contact') can trade after money has been added. 
  • If you would like to add a regular amount of money each month, you can set up a Direct Debit.

How to add money on the website if you are the registered contact

  1. Log in online to see your accounts.  
  2. From the list of actions, select ‘Top up’ next to the Junior ISA account.  
  3. Read the Key Features before going any further.  
  4. Enter the amount of money you want to add.   
  5. Enter the 16-digit number across the middle of your debit card.  
  6. Enter your card’s expiry date in the format MM/YY.  
  7. Enter the CVC number. This is the last 3 digits on the back of the card.  
  8. Select ‘Make payment’ to confirm.  
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How to add money on the mobile app if you are the registered contact

  1. Select ‘Accounts’ in the bottom left corner.  
  2. Log in.  
  3. Select the Junior ISA account you want to add money to.  
  4. Select ‘Add money’.  
  5. Read the important information shown. 
  6. Enter the amount you want to add then select ‘Continue’.  
  7. Enter the details of the debit card you want to use.  
  8. Select ‘Make payment’ to confirm. 

How to add money if you're not the registered contact

  1. Go to the Junior ISA application page. 
  2. Select ‘Gifting money to a child for their HL Junior ISA’. 
  3. Enter the username or client number for child’s Junior ISA. 
  4. Enter the Child’s name and date of birth. 
  5. Enter your own name, date of birth and address details. 
  6. Enter the amount of money you want to add. 
  7. Enter the 16-digit number across the middle of your debit card. 
  8. Enter your card’s expiry date in the format MM/YY. 
  9. Enter the CVC number. This is the last 3 digits on the back of the card. 
  10. Alternatively you can set up monthly payments by entering the amount, followed by the name on your bank account along with your sort code and account number. 
  11. Click the green button to confirm. 

What happens next

Your ‘amount available to invest’ will update as soon as the payment is authorised, although the money may not leave your bank account until a few days later.  

The registered contact will be able to trade as soon as you have added money. 

Also in Adding money to your account

Common queries

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