Skip to main content
  • Register
  • Help
  • Contact us
  • Log out of your HL account

Active Savings Account
application

Open an Active Savings account

Filling in the application takes about 10 minutes.

As this will be the first time you’ve paid into your Lifetime ISA in the current tax year, you’ll have to confirm that you agree to the Lifetime ISA declarations. It shouldn’t take any longer than 5 minutes.

This won’t impact your existing account – any contributions to this year’s Lifetime ISA will appear as normal.

What you need to know

  • You can only access and manage your Active Savings account online. We will send any information relating to your account by secure message or email.
  • Active Savings helps you make your own decisions and is not personal advice.
  • Income tax may be payable on any interest received subject to your personal circumstances. See our FAQs for more details.
  • If the rate of interest you receive on your savings is lower than that rate of inflation, the future spending power of your money will be reduced.
  • Three working day deadline to choose products - You’ll need to choose your products within three working days of adding money to the cash hub, otherwise your money will be transferred to your Fund and Share Account. If you don’t have a Fund and Share Account it will be either refunded to your debit card or paid into your nominated bank account.
  • FSCS protection - Your eligible deposits with our partner banks are covered up to £85,000 per banking licence.

What you need to have to hand

  • Your debit card details to open your Active Savings account with a lump sum. The minimum amount is £1.
  • Your bank details to set up a Nominated Bank Account so you can withdraw your money.

By opening an Active Savings account, you agree to our terms, so please make sure you’ve read and understood our Terms and Conditions (PDF). Please contact us if you have any questions.

Are you an existing client who has already registered for online access?