Savings Accounts
Better rates,
less hassle
Manage your savings in one place with HL’s online Savings platform. Access competitive interest rates from our bank and building society partners.
A better way to save
We've partnered with banks and building societies to bring you an online savings platform. Now you can have multiple savings accounts all through one online login.
Better rates
Pick and mix savings rates. Choose from easy access to consistently competitive fixed rate bonds.
Less hassle
Save with a wide range of banks and building societies that HL have partnered with, in one place.
One platform
Manage your cash in one place in just a few clicks as your savings needs change without the hassle of multiple applications.
Choose your savings account
Active Savings account
A simple to use online account giving you access to a wide variety of savings.
- Choose from easy access to short and long-term fixed terms
- We don't charge you for using Active Savings
- Manage your savings online through the secure HL platform
Cash ISA
Save up to £20,000 per tax year and shelter your interest earnings from tax.
- Choose from an easy access or fixed rate product
- We don't charge you for using our Cash ISA
- Manage your savings online through the secure HL platform
Savings account charges
We don't charge you directly, instead we charge our banking partners.
This means the same or similar products offered directly by the banks and building societies may have different rates to those available on Active Savings.
Keeping you and your cash safe
FSCS
When you add money to a savings product, it’s held by that bank or building society. Eligible deposits are protected up to £85,000 per banking licence. Any deposits over £85,000 with the same provider are not likely to be covered.
Account security
We use two-factor authentication with automatic timeouts to protect your account alongside your usual log in details and encryption technology to keep you and your money secure. Find out more about how we protect your account.
Safeguarding
Money with Active Savings which isn’t in a savings product is held in the cash hub. Money in the cash hub is kept separate from our own company money in a safeguarded account with Barclays Bank, covered under their banking licence. As we are not a bank, it’s either protected through the FCA’s safeguarding rules if we (Hargreaves Lansdown Savings Ltd) were to fail, or the FSCS, if Barclays were to fail.
FCA
All our banking partners are authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority, and are covered by the Financial Services Compensation Scheme (FSCS).
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).