We don’t support this browser anymore.
This means our website may not look and work as you would expect. Read more about browsers and how to update them here.

Savings with HL

Great rates,
Multiple banks

Revolutionise how you save

Important information - We provide you with information to help you make informed decisions. Fixed term products generally only allow access to your cash at maturity. Inflation reduces the future spending power of money. Tax rules can change and the value of any benefits depend on your circumstances.

Great savings rates

Pick and mix savings rates. Choose from easy access to fixed rate bonds.

Explore our latest rates

Less hassle

Save with a wide range of banks and building societies that HL have partnered with, in one place.

How HL Savings works

One platform

Manage all your savings through one login. Move cash between banks without the hassle of multiple applications.

Keeping your savings safe

Choose your savings account

Active Savings Account

Secure great rates on a huge range of savings products.

  • Spread savings across multiple banks and building societies
  • Choose from easy access, limited access, and fixed rate savings
  • Fix your savings from a few months to five years

Explore the Active Savings Account

Cash ISA

The UK’s only multi-bank and multi-product Cash ISA.

  • Spread savings across multiple banks and building societies
  • Choose from easy access, limited access, and fixed rate savings
  • Save up to £20,000 per tax year and shelter your interest from tax

Explore the Cash ISA

Grow your savingsFREEof account charge

Savings account charges

We don't charge you directly, instead we charge our banking partners.

This means the same or similar products offered directly by the banks and building societies may have different rates to those available on Active Savings.

Keeping you and your cash safe

FSCS

When you add money to a savings product, it’s held by that bank or building society. Eligible deposits are protected up to £85,000 per banking licence. Any deposits over £85,000 with the same provider are not likely to be covered.

Account security

We use two-factor authentication with automatic timeouts to protect your account alongside your usual log in details and encryption technology to keep you and your money secure. Find out more about how we protect your account.

Safeguarding

Money with Active Savings which isn’t in a savings product is held in the cash hub. Money in the cash hub is kept separate from our own company money in a safeguarded account with Barclays Bank, covered under their banking licence. As we are not a bank, it’s either protected through the FCA’s safeguarding rules if we (Hargreaves Lansdown Savings Ltd) were to fail, or the FSCS, if Barclays were to fail.

FCA

All our banking partners are authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority, and are covered by the Financial Services Compensation Scheme (FSCS).


This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.

The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.

Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).