Independent financial advice
advice: only pay for advice you want and value
The Hargreaves Lansdown approach is unique and represents the best starting point if you're seeking advice. It's based upon our belief that you should only pay for things you need and value. We believe this is just as true for advice as for any other walk of life.
I know what would happen if I did the investing myself: I'd do it for a couple of weeks, then forget, and something would happen in the market that I wouldn't pick up on. So I wanted a managed service, somebody else doing the investing for me. I was happy to pay a fee, my own business was in the service industries (a travel agent) and I know you must be prepared to pay for personal advice.
I've been very, very, very pleased with the results from Hargreaves Lansdown. My adviser consolidated my SIPPs and now, 18 months in and having drawn a pension for that time, the funds are around £100,000 more than when I put them in. I've since brought in other investments, partly because of the poor interest rates on cash.
Hargreaves Lansdown has some tremendous systems, so I'm kept right up to date. Elsewhere it was very much dependent on the man but at Hargreaves Lansdown I feel that should my adviser move on - which he assures me he's not planning to - the systems are there to back him up.