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Free investment guides & tools

What you need to know about investments and pensions

Whether you're new to funds, shares and pensions or an experienced investor, our free expert guides, articles and interactive calculators can help you make the most of your money.

Free expert guides

Request the Guide to NISAs

NISAs
NISAs can be great if you're looking for a tax-efficient and flexible way to invest. Discover how they can help you invest for your future and get the most from your money.

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Request your Guide to Saving Tax

Saving Tax
Less tax means higher investment returns and income for you - it's that simple. With these tax saving tips you can hand over less of your profit and income to the taxman.

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Request your Guide to Equity Income

Equity Income
Equity income has been a favourite of our investment research team for more than 30 years. Find out about its potential to offer you a rising income and capital growth in this guide.

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Request your Guide to Options at Retirement

Your Options at Retirement
Choosing how to take your pension benefits is one of the most important financial decisions you will make. Use this guide to discover your options and the pros and cons of each.

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Request your Guide to SIPPs

SIPPs
Shattering the myth SIPPs are complex and costly this guide will show you how a SIPP could help you take control and benefit from a wider choice of investments.

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Articles, interviews & expert comment

AIM shares in NISAs - one year on

Kate Marshall | 1 September 2014

AIM shares in NISAs - one year on

Analyst Kate Marshall looks at the benefits of holding AIM shares in NISAs. Read article.


Tesco slashes dividend as shares fall by 8%

Tesco slashes dividend as shares fall by 8%

29 August 2014

Tesco shares fell by 8% in early morning trading on Friday as the group announced yet another profits warning and cut its interim dividend by 75%. Read article.


What do geopolitical risks mean for currencies?

What do geopolitical risks mean for currencies?

28 August 2014

Currency Analyst Chris Saint looks at how recent geopolitical events have affected currency markets. Read article.


New pension rules: what happens to your pension when you die?

New pension rules: what happens to your pension when you die?

27 August 2014

Ruth Richards answers one of the most common questions: 'What happens to my pension when I die?' Read article.


The Scottish independence vote and your money

The Scottish independence vote and your money

26 August 2014

On 18 September, the Scottish electorate will decide if Scotland should be an independent country. Scottish companies manage £800 billion on behalf of UK investors. How could the referendum affect you Read article.


Will there be QE in Europe?

Will there be QE in Europe?

22 August 2014

Richard Troue addresses speculation that the European Central Bank (ECB) will follow in the footsteps of US and UK counterparts and begin Quantitative Easing (QE) to boost economic growth. Read article.



Interactive calculators

Our calculators are designed to save you time and effort. Whether you are reviewing your pensions and savings or working out how much you could save by holding your investments with Hargreaves Lansdown these calculators are invaluable.

Annuity calculator

Featured: annuity delay calculator

How long could it take to catch up on income lost by delaying you annuity?

Calculate the estimated cost of delaying your annuity »


Investment Times

Free copy of the Investment Times

Investment Times

Insight and opinion from Peter Hargreaves, Mark Dampier and our award winning research team; including interest rates, property prices and our latest investment ideas with yields of up to 4% (variable and not guaranteed). Plus fund manager Neil Woodford highlights some favourite shares.

Interactive Investment Times app for iPad - download the app now

Investment Times as a download or by post





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