Knowledge centre
What you need to know about investments and pensions
Whether you're new to funds, shares and pensions or an experienced investor looking to expand your knowledge our free expert guides have the information you need available to download or request by post.
Investment guides
-
ISAs
ISAs can be great if you're looking for a tax-efficient and flexible way to invest. Discover how they can help you invest for your future and get the most from your money. -
Fund Prices, Savings and Yields
How funds work, their pricing, charges and how you can benefit from discounts. Plus – discover the different types of yields and how they're calculated. -
Regular Savings
Saving little and often can build up a sizable nest egg over time. Whether you're starting a pension or saving for a rainy day, this guide will help you get started and make the most of regular savings. -
Inflation
With the rate of inflation higher than interest rates, discover how you could achieve an inflation-beating return on your investments. -
Equity Income
Equity income has been a favourite of our investment team for over 30 years. Find out about it’s potential to offer a rising income and capital growth in this guide.
-
Investing for Children
Helping a child build up a nest egg can give them a great start in life. We share tips for tax-efficient investing and discuss the options regarding when your child or grandchild gains access to the capital. -
Junior ISA
Find out how saving tax-efficiently in a Junior ISA could help your child or grandchild, providing they are eligible, get a head start in life. -
Wealth 150
The Wealth 150 represents our favourite funds for new investment. In this guide we explain how these funds are chosen. -
Saving Tax
With these tax saving tips you can hand over less of your profit and income to the taxman - meaning greater investment returns for you. -
Saving Inheritance Tax
Essential reading if you're planning your estate or are a beneficiary. Features: How to calculate and reduce IHT and how you could use an inheritance.
-
Risk and Reward
A great introduction to a huge range of investments and their risks. This guide will help you get the delicate balance of risk and potential for reward right in your portfolio. -
Emerging Markets
How you could profit from extraordinary growth in some of the world's most dynamic economies. This free guide contains what you need to know about investing in emerging markets. -
Shareholder Perks
A list of companies who encourage their shareholders to use their products and services with exclusive discounts and incentives. -
5 Investing Mistakes
In this guide we examine five common investment mistakes even astute investors make, and crucially, how to avoid them and make your money go further. -
Multi-Manager Funds
Find out more about one of the fastest-growing investment areas. This guide explains what multi-manager funds are, the different types available, and their uses (and misuses).
General finance guides
-
What to do When Someone Dies
This guide provides help for those administering estates, including an estate accounts template and details of where to go for further advice. Plus - tips to make life easier for your loved ones after you've gone. -
Financial Advice
Find out how expert advice could benefit you. Includes details of what our financial practitioners' independence means for you as an investor, the issues they can advise on and the services we offer. -
Finances in your 20s & 30s
Practical suggestions to help you build the foundations of financial health and manage your personal finances better. -
Finances in your 40s
While your earning power may be at its peak so are demands on your income. We explain how to make more of your investments and pensions without sacrificing your lifestyle. -
Finances in your 50s
With retirement on the horizon investments and pensions are thrown into sharp relief. We tell you how you could boost the value of your pension and maximise your portfolio's potential.
Pensions & retirement guides
-
SIPPs
Shattering the myth SIPPs are complex and costly this guide will show you how a SIPP could help you take control and benefit from a wider choice of investments. 
Your Options at Retirement
Choosing how to take your pension benefits is one of the most important financial decisions you will have to make. Use this guide to discover your options, the pros and cons and the benefits of the new 2011 retirement rules.-
Income Drawdown
Income drawdown is a complex subject and not suitable for everyone. This guide explains the benefits and risks of income drawdown to help you make the right decision at retirement. -
Top 10 Retirement Tips
Arguably, it has never been more important to squeeze every last drop of income out of your pensions and savings to boost your retirement income. Find out how to get more from existing assets and use any available tax allowances. -
Surviving Retirement
Just retired or planning to soon? We share tips on how to boost your retirement income by up to 30%, effective investment strategies and much more from our retirement experts.
-
Top Ten Pension Tips
Are you happy with the performance of your pension? Would you like to find out how to boost your retirement income? This simple, no nonsense guide suggests 10 ways in which you could improve your pension.
Advanced investing
-
Buying Property Abroad
Thinking about buying a property overseas? This guide, packed full of useful hints and tips, makes essential reading. -
Venture Capital Trusts (VCTs)
VCTs invest in some of the most dynamic and high growth companies therefore they are high risk. Find out more about VCTs and the tax relief on offer in this free guide. -
Financial Spread Betting
If you're an experienced investor, Financial Spread Betting offers a low-cost way to trade a range of financial markets in rising or falling markets. Find out more in this jargon free guide. -
Contracts for Difference (CFDs)
CFDs open a new way of trading for sophisticated investors. We explain, how to go 'long' or 'short', the range of financial markets available and the risks and rewards of margin trading. -
Foreign Exchange
Find out more about the foreign exchange market and what determines exchange rates. This guide includes useful tips on how to deal currencies and how to save money on currency conversions.
Investment Times
-
- Investment Times
Our flagship publication with expert commentary on the markets and the latest fund news from our dedicated team of investment specialists. We're happy to send new enquirers a few complimentary copies, simply request yours today.