Investing made simple
Getting started could be easier than you think
Important information – Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't advice – please ask us for advice if you’re not sure which investments are right for you. Tax rules can change and the benefits will depend on your circumstances.
Begin with the basics
Investing can sound mystifying at first. But it can be easier than you think.
By taking your first steps, you could give yourself a better chance of growing your money over the long term. In fact, for 91% of 10-year periods, investments in shares have done better than holding cash. The sooner you get started, the longer your investments have to help with your future plans.
Ready to get going?
To start investing, you'll need to open an account.
There are different types of investment account available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.
Watch our videos to get a head start
Just remember that unlike cash, which is guaranteed, investments can fall as well as rise in value, so you could get back less than you invest. The information in these videos isn’t personal advice – please ask us for advice if you’re not sure which investments are right for you.
Get to grips with the basics
First things first – what does investing your money involve?
See how investing money works, and why you might want to consider it as an option.
Get a handle on risk
Investing involves taking risks.
But how much risk is healthy? And what are the different types of risks involved with investing?
Watch this video to find out.
Past performance isn't a guide to the future. Before choosing an investment, please check you’re happy with the risks.
Get your head around the power of compounding
We're not keen on overcomplicating simple ideas with investment jargon.
'Compounding' might sound technical. But this video shows how simple it is, and how it could benefit you.
The figures shown in this video aren’t guaranteed. And they don’t take inflation or charges into account.
Leave it to the experts
Looking to invest but unsure where to start? Our all-in-one portfolio funds could help.
With four to choose from, you can pick the investment most suited to you.
Learn more about investing
Read more about investing essentials, and how to manage behaviours to make the right decisions.