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It's time to take control and close the gap

Important information – Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't advice – please ask us for advice if you’re not sure which investments are right for you. Tax rules can change and the benefits will depend on your circumstances.

We’re paid around
9% less than men

We live longer. We take career breaks to look after our families. We actually need more money than men because we live longer, but we end up with less in our retirement pots.

It’s time to take control and close the gap. There’s lots you can do to make the most of your money and control your financial future.

Whatever stage of life you’re at, we can help.

I am...

Starting out

I want to get the most out of my cash

Cash is important. Making more of your cash is simple with our new Active Savings service. There are no forms, no paperwork and no hidden surprises – just consistently good rates on your savings.

More about how it works


I'm looking to get onto the property ladder

If you’re 18-39 you can get an extra boost towards your first home with a Lifetime ISA. Choose to save as cash or invest in the stock market, the real benefit is an extra 25% up to £1,000 from the government each year. You can use it for purchasing your first home or later life, but taking the money out for any other reason usually means you get a 25% penalty – meaning you could get back less than you put it.

Discover Lifetime ISA benefits


I'm looking to make my first investment move

Empower your pound by investing in the stock market. Take a look at our range of ready-made portfolios, available through Portfolio+. You choose the one that best fits your objectives and our experts choose and manage the investments. You just need to review it regularly, to make sure that it stays right for you.

Portfolio+ explained

Working

I want to invest but I'm no expert

Looking to invest, but prefer our experts to choose and manage the investments? Our Portfolio+ service could be for you. You just need to choose from our range of ready-made portfolios and review regularly to make sure it stays right for you.

Portfolio+ explained


I'd like to save more

Making more of your cash is simple with our new Active Savings service. Once opened there are no forms, no paperwork and no hidden surprises – just consistently good rates on your savings. You can choose products from a range of banks and building societies all through one online account.

Discover Active Savings


I want to know what my retirement will look like

See what your retirement might look like in less than a minute with our calculator. You’ll find out how much your pension might pay and whether you’re on track for a comfortable retirement.

Get on top of your retirement

Looking after my family

I want to budget better

Getting on top of your money is easy with our household budget calculator. Get in control of your household spending and use your results to help manage it.

Start budgeting today


I'd like to help secure my child's future

Give them a head start. Whether it’s for university fees, their first home or a future nest egg, the sooner you start the better.

More on family-friendly investing


I'm looking for an affordable way to invest

You don’t need to have a big lump sum. You can build up your investment portfolio for just £25 each month. By investing regularly, you can help smooth out the ups and downs of the stock market.

Invest for your future

Retired

I’d like to look after my cash

Making more of your cash is simple with our new Active Savings service. Once opened there are no forms, no paperwork and no hidden surprises – just consistently good rates on your savings. You can choose from savings products from a range of banks and building societies, all through one online account.

Discover Active Savings


I'd like some drawdown investment inspiration

Whether your investment strategy has changed or you just want to see what other investments are available, our drawdown investment ideas can help.

See our drawdown investment ideas


I'd like to know how much more drawdown income I can take

Use this simple calculator to help you decide what income withdrawals might be sustainable, and when you might run out of money.

Try our drawdown calculator

Want to get to grips with the basics?

Videos

What does investing your money involve? How much risk is healthy?

Watch our videos

Guides

Looking to make your first moves in the world of investing?

Read more

Interesting read

How much of a problem is the savings gap and how can we close it?

Closing the savings gap

Want to speak to us?

Contact our helpdesk

Whatever stage you’re at we’re here to help. If you’ve got any questions or need some help our Bristol-based helpdesk are here for you. They’re friendly and knowledgeable and can offer the support you need.

Contact us

Book a telephone appointment

Taking your first steps to planning your finances or changing your current strategy, reached a stumbling block with your finances? Find out if taking advice could help.

Book your advice appointment

I am a first time investor in stocks and shares and have gained a lot of confidence investing with HL.

MRS HILL, Kent

This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.

The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 with firm reference 751996 for the provision of payment services. Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).