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Invest by
Direct Debit

Start investing with £25 a month

Important information - Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't advice - please ask us for financial advice if you’re not sure which investments are right for you.

What is investing by Direct Debit?

Invest automatically with a monthly Direct Debit from £25 per investment.

  • Choose your investments first, and your Direct Debit amount for each one.
  • Or add money to your account each month and decide where to invest it later.

How it works

  • 7th of the month
    Direct Debit taken from your bank account. It may take 24 hours to show in your HL account
  • 10th of the month
    Investments are made

Dates are to the next working day, if they fall on a weekend or bank holiday.

These dates can't be changed.

What can you invest in?

  • Funds
  • FTSE-350 shares
  • Certain Investment Trusts and ETFs

Charges

Funds

No charge to deal

Shares, Investment trusts and ETFs

£1.50 per trade

Taken from your total Direct Debit

Why invest by Direct Debit?

  • It's good discipline - It takes the emotion out of your decisions, and you won’t be tempted to try timing the market.
  • It's automatic - So long as you check you're still in line with your investing goals, the Direct Debit does the work for you.
  • Low dealing charges for shares - It costs £1.50 monthly to buy shares with a Direct Debit, compared to £11.95 online.

How much should I invest?

£ a month
years

Calculate

Your results

About this calculator: This calculator is an example - it doesn’t show what your investments will actually be worth. Remember investments can go down as well as up in value so you could get back less than you put in.

To make these calculations, we've included an annual charge of 1.25%, but this could be lower or higher, depending on the investments you hold. We haven’t factored in inflation. These results are based on a growth rate of 5%, unless you have adjusted the growth rate in 'Additional options'.

How to set up a Direct Debit

For Stocks and Shares ISA, Lifetime ISA, SIPP and Fund and Share Account

The fastest way to set up a Direct Debit is online.

  1. Log in and choose the account in which you'd like to set up a Direct Debit
  2. Click 'Monthly Savings'
  3. You'll need your bank details to hand

Log in now

Junior ISAs

You can set up a direct debit instruction into a Junior ISA by calling us on 0117 980 9950.

Learn more about the Junior ISA

How to set up a Direct Debit

You'll need to open an account first.

Invest by a Direct Debit into one of the following accounts:

Stocks and Shares ISA

Lifetime ISA

Junior ISA

Self-invested personal pension

Fund and share account