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Retirement advice

We are chartered financial planners

We’ve been awarded ‘corporate chartered’ status by the Chartered Insurance Institute (CII)

This is a mark of assurance that we go above and beyond. Crucially, that means we constantly strive to get the best possible outcomes for our clients.

We’ve demonstrated we’re worthy of this accreditation by:

  • Investing in our advisers and support staff by continually developing their knowledge and skills
  • Creating a strong code of ethics to hold ourselves to account
  • Demonstrating thorough processes and practices
  • Giving back to society

What this means for you

  • Feel confident you’re dealing with an experienced professional
  • Our clients’ best possible outcomes are at the heart of everything we do
  • Our thorough processes and practices mean your advice leaves no stone unturned
  • You’re using a business which acts ethically

How we can help

Retirement advice

Retirement advice

Understand your options, get the hard work done for you, feel confident about your retirement.

Retirement advice

Investment advice

Investment advice

Build a portfolio or update an existing one. Our advisers can help by recommending investments to help you achieve your goals.

Investment advice

Inheritance tax

Inheritance tax

Our advisers’ knowledge of inheritance tax rules will help you pass on as much of your wealth to your loved ones as you can.

Inheritance tax advice

long-term care

Long-term care

We can help you plan how you’ll cover the cost of care so you feel safe in the knowledge you or your loved ones can get the best possible care.

long-term care advice

Consolidation advice

Pension and investment consolidation

Get help making the often complex decision of when, if and how to get your investments in one place. Feel more confident and get a better view of where you’re at.

Consolidation advice

Full financial planning

Financial planning

Get a plan which pieces your goals together. You’ll get an expert’s view on how to achieve your goals and overcome the hurdles you may come across. Your plan should leave you feeling confident you’ve done everything you can to secure your financial future.

Full financial planning

Our advice charges

Our charges range from 1-2% of the assets advised upon.

We charge slightly differently for investment and planning advice. You can choose to take one or both types of advice and your adviser will explain exactly how much you’ll be charged once you’ve established what you want to get out of taking advice.

Find out more

Find out more about our service from our helpdesk

Our advisory helpdesk are an essential part of our service.

This is the first step of the HL financial advice journey and straight away, they’ll help you check if advice would be a good fit for your needs.

There’s no obligation to take advice after this call. In fact, if it seems like advice isn’t the right path for you, they’ll explain ways you can make sound financial decisions on your own.

They’ll also answer any questions you may have about our service including how much it may cost.

No personal advice will be given on this call. That will come later from your adviser if you decide to proceed.

Please note: we can only provide advice to UK residents. If you’re resident overseas, unfortunately we’re unable to advise you.

More helpful information

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Find out about maximising your income in retirement to give you the lifestyle you want, and three steps you can take to help make it happen.

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We take a look at the risks of relying on a big inheritance and what you could do to make sure you don’t need one to live comfortably in retirement.

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