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How to add money to Active Savings

Adding money to your HL accounts gives you more to save and is usually quickest online. Here's how to add money to the Active Savings cash hub.

Before you start

If you add money by debit card, it should be in the same name as the HL account holder, and registered to your home address.

How to add money by debit card

  1. Log in online to see your accounts
  2. Select 'Top up' from the list of actions
  3. Select to add money using a debit card
  4. Enter the amount you want to add, then select 'Proceed to card payment' or 'Continue' depending on where you're adding it from
  5. Enter your card's details and check they're correct
  6. Select 'Make payment' to confirm

How to add money from Fund and Share Account

  1. Log in online to see your accounts
  2. Select 'Top up' from the list of actions
  3. Select to add money from a Fund and Share Account then select 'Continue'
  4. Enter the amount you want to add, then select 'Continue'
  5. Select 'Make payment' to confirm

What happens next

You can choose a savings product to add your money to as soon as it clears in the cash hub.

If you do not choose a product within 30 days of adding money to the cash hub, we may return your money to you.

Adding money timings

If you've added money to your account by debit card, you'll want to understand how long it takes before you can invest it. Here's what you need to know.

Money reaches your HL account: Immediately

When you can trade : Immediately

The 'amount available to invest' for your chosen account will update as soon as your debit card payment is authorised.

Then you can trade straightaway. It may take 1-2 working days for the money to leave your bank account.

Your HL account may also show a negative balance if you trade before this happens.

If you see a negative balance after adding money

A negative balance is normal after you've added money. It will update soon as the money arrives in your HL account.

Still need help?

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