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Before you can withdraw money

There are a few things you need to make sure of before you're able to withdraw money from your HL accounts. Here's what to check for.

You need a nominated bank account

A nominated bank account is the default destination for any money you withdraw from HL.

You usually set one up when you first open an account with us, but you can set one up in your online settings if not.

We will send a verification code in the post when you set up or change a nominated bank account. Make sure you factor this in when considering timescales for your withdrawal.

Money should be 'settled' in your account

Share trades - average time to settle: Two working days

Fund trades - average time to settle: Four working days (based on day trade is placed)

Any money you've raised from selling investments must have 'settled' in your account before you can withdraw it.

This takes two working days after shares and equity investment trades, and four working days after fund trades, depending on when the manager places the trade.

Please bear this in mind when come to withdraw money. It could delay you if there isn't enough settled money in your chosen account.

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