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Can I use the Lifetime ISA for my first home and retirement?

Yes, there are two ways you could use the Lifetime ISA to invest for both your first home and retirement.

If you don’t use your whole Lifetime ISA to buy your first home, your Lifetime ISA will stay open. You can keep adding to it until the day before your 50th birthday, then use that money for your retirement.

If you use your whole Lifetime ISA to buy your first home, your Lifetime ISA will be closed. But if you’re still between 18 and 39 you can open a new Lifetime ISA to save for your retirement.

Remember, if you close your Lifetime ISA when you’re over 40, you can’t open a new one.

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