SIPP (Self Invested Personal Pension)
Pensions - more flexible, accessible and attractive than ever
Start a SIPP
: SIPPs are a type of pension for people happy to make their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. The rules mentioned are those currently applying and could change. You can normally only access the money from age 55 (57 from 2028). Tax reliefs depend on individual circumstances. This website is not personal advice, if you are unsure an investment is suitable for your circumstances please seek advice
Why choose the Vantage SIPP
- Wide investment choice
Choose from more than 2,500 funds, shares, investment trusts, gilts, corporate bonds, ETFs and cash. Where can I invest my SIPP?
- Control of your pension
Manage your SIPP yourself online, by phone or post, or on your smartphone with our FREE app for iPhone, Android™ and iPad. Managing your SIPP online.
- Low costs
No SIPP set-up, transfer-in or fund-dealing fees. Low-cost reinvestment service and online share dealing at £11.95 per deal, or as low as £5.95 per deal for active traders. 0.45% annual charge for shares, capped at £200 a year. Tiered annual charge for funds, max 0.45%. Plus, exclusive range of super-low annual fund charges. View our SIPP charges.
- Free research on popular investments
Receive email updates plus free copies of our Investment Times newsletter -
full of ideas to help you make your own well-informed decisions.
- Voted Best SIPP Provider eight years running
Speak directly to our Pensions Helpdesk anytime, no call centres or automated answering systems - just friendly, knowledgeable people.
- New freedoms available
Flexibility to take money out of your pension how you wish from age 55. Options include drawdown, lump sums and annuities. What are the new freedoms?
See the full list of awards we have won
Best SIPP Provider
2007 - 2014
Best Direct SIPP Provider 2013 & 2014
Best SIPP Provider 2014
SIPPs are one of the most tax-efficient ways of saving for your retirement, putting you in control. Before investing you need to be aware of the risks, in particular that investments can go down as well as up in value, especially over the short term.
You also need to remember you cannot normally access your money until at least age 55 (57 from 2028). Up to 25% of your withdrawals are usually tax free and the rest taxed as income. Tax rules can change and the exact amount of relief available on contributions depends on your circumstances.