Hargreaves Lansdown
SIPP - Self Invested Personal Pension

SIPP (Self Invested Personal Pension)

Best SIPP Provider eight years running, voted by
What Investment readers

Start a SIPP Transfer now Top up

Important information: SIPPs are a type of pension for people happy to make their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. The rules mentioned are those currently applying and could change in the future. You can normally only access the money from age 55. Tax reliefs depend on your circumstances. This website is not personal advice, if you are unsure an investment is right for you, please seek advice.

Why choose the Vantage SIPP

  • Wide investment choice
    Choose from more than 2,500 funds, shares, investment trusts, gilts, corporate bonds, ETFs and cash. Where can I invest my SIPP?
  • Low costs
    No SIPP set-up, transfer-in or fund-dealing fees. Online share dealing at £11.95 per deal, or as low as £5.95 per deal for active traders with a low annual charge to hold shares of just 0.45% (capped at £200 per annum). Plus, exclusive range of super-low annual charges on top-performing funds and a low tiered annual charge to hold funds with a maximum of just 0.45%. View our SIPP charges.
  • FREE research on popular investments
    Receive email updates plus free copies of our Investment Times newsletter - full of ideas to help you make your own well-informed decisions.
  • Control of your pension
    Manage your SIPP yourself online, by phone or post, or on your smartphone with our FREE app for iPhone, Android and iPad. Managing your SIPP online.
  • Voted Best SIPP Provider eight years running
    Speak directly to our Pensions Helpdesk anytime, no call centres or automated answering systems - just friendly, knowledgeable people.

What our Vantage SIPP clients say


Service is excellent. I particularly value your regular communication and the fact the correspondence and telephone calls are dealt with by real, intelligent, business-like people so much more respectful of your customers and so much more efficient than most other financial service providers.

Mr Popple, Hampshire


Very happy with the service - totally flawless! I also like your friendly, knowledgeable and helpful staff who are a cut above some of your competitors. Not forgetting, it's a pretty good deal too!

Mr Pritchard, Hertfordshire


The range of investment funds to choose from is outstanding and I'm pleased to have more direct control over my investments.

Mr Bradley, London


I have transferred various pensions to my SIPP at Hargreaves Lansdown. I must say I have received an excellent service by phone and by email. All the hassle was taken from me by HL and made my life a lot easier. Also dealing in funds online and switching is straight forward.

Mr Bhudia, Middlesex


Since dealing with HL for the last seven years, I have always been very happy with the prompt, efficient service I have received.

Mrs Strange, Nottinghamshire


Hargreaves Lansdown have provided a first class, excellent service. It could not have been more simple.

Mr Wilson-Tate, London

Best SIPP provider

Best SIPP Provider
2007 - 2014

What Investment

Best Direct SIPP provider

Best Direct SIPP Provider 2013 & 2014

Your Money

Award for excellence

Best SIPP Provider 2014


See the full list of awards we have won

SIPPs are one of the most tax-efficient ways of saving for your retirement, putting you in control. Before investing you need to be aware of the risks, in particular that investments can go down as well as up in value, especially over the short term.

You also need to remember you cannot normally access your money until at least age 55, at which point you can normally take up to 25% tax-free and a taxable income from the rest. Tax rules can change and the exact amount of relief available on contributions depends on your circumstances.