Beat the big banks' low rates with Active Savings
Don't let their low rates slow your money down. With Active Savings, you can switch between over 60 great rates, with up to 3.95% AER (variable) easy access and fixed rates up to 4.72% AER.
Average ‘big bank’ savings rate based on average instant access rates from Barclays, NatWest, HSBC and Lloyds. Correct as of 27/07/2026.
New 4.52% AER Cash ISA rate
Get tax-free interest with our market-leading variable rate. *Excludes bonus and restricted-access rates.
Stocks and Shares ISA
Invest free from UK tax with our most popular account. Get started from £25 a month.
Investment Ideas for a Burnham premiership
Expert analysts examine potential winners, risks and the broader market environment.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Why choose HL?
Trusted by 2 million
Our clients trust us with over £172bn of their savings and investments.
45 years' experience
Helping people save and invest for a better future since 1981.
Award-winning service
Over 200 awards, including 'Best Investment App' and 'Best for Customer Service' for 2026.
Our ISAs and pensions? Award-winning.
Invest free from UK tax with our Stocks and Shares ISA and Self-Invested Personal Pension (SIPP).
Free Junior ISA
You won’t pay online dealing or account charges.
Depending on the investments you choose, other charges could still apply.
Self-Invested Personal Pension
Take control of your pension with the UK’s most popular SIPP.
Stocks and Shares ISA and Cash ISA
Split your ISA allowance between our Stocks and Shares ISA and Cash ISA.
Regular investing: easy, affordable, free.
Get started with investing from just £25 a month.
It’s free to set up a Direct Debit and you won’t pay dealing charges.
Latest research
Our inhouse analyst team provides research and analysis on UK and overseas stocks, funds, investment trusts and ETFs.
Do more with your HL account
