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Photo of client Khalid

Khalid's story

Khalid recently invested in the HL Ready-Made Pension Plan.

Please note: This case study is not personal advice. If you’re not sure what’s best for your situation, ask for financial advice. Investments go down in value as well as up so you could get back less than you invest.

"The HL Ready-Made Pension Plan is a really attractive investing solution for me. After a bit of research, I was convinced to invest.

The decision-making process was surprisingly straightforward. The plan offers a simple solution managed by HL experts. For the last few years, I have been investing mainly in individual companies which comes with high risk. I’m not necessarily an experienced investor, so I jumped at the chance of having a solution managed by experts. It has made my life much easier, and it’s put my mind at ease knowing that the plan automatically de-risks my investments for me as I approach retirement.

I decided to set up a monthly contribution into the plan regardless of market fluctuations. This helps take the emotion out of my decisions to invest and I won’t be tempted to try timing the market. I’ve already recommended this plan to two of my friends and my children."