Khalid's story
Khalid recently invested in the HL Ready-Made Pension Plan.
Please note: This case study isn’t personal advice. If you’re not sure what’s best for your situation, ask for financial advice. Investments can go up and down in value, so you could get back less than you invest.
"The HL Ready-Made Pension Plan is a really attractive investing solution for me. After a bit of research, I was convinced to invest.
The decision-making process was surprisingly straightforward. The plan offers a simple solution managed by HL experts. For the last few years, I have been investing mainly in individual companies which comes with high risk. I’m not necessarily an experienced investor, so I jumped at the chance of having a solution managed by experts. It has made my life much easier, and it’s put my mind at ease knowing that the plan automatically de-risks my investments for me as I approach retirement.
I decided to set up a monthly contribution into the plan regardless of market fluctuations. This helps take the emotion out of my decisions to invest and I won’t be tempted to try timing the market. I’ve already recommended this plan to two of my friends and my children."
Client stories
Lynne uses HL insights to help her manage her pension. She’s able to keep on top of her HL Self-Invested Personal Pension (SIPP) with ease and likes the wide range of investment options.
Philip is now enjoying an early retirement thanks to increasing his pension contributions early on.
Andrew invests monthly to benefit from compound growth. This strategy could turn a small savings pot into a significant amount when left untouched.
Christopher used the HL website to help him retire early. With HL he's able to manage all his wealth under one roof, and uses the linked account service to manage his family’s money too.
Joanna is a sole trader who recently opened an HL Lifetime ISA (LISA) to help her save for retirement.
Peter uses the HL Self-Invested Personal Pension (SIPP) to help him reduce his tax bill and to save on inheritance tax.
Alan uses our tools and research to help him manage his families HL accounts. He also speaks to our knowledgeable helpdesk to get answers to his questions.
Holli, age 33, is self-employed and recently opened an HL Self-Invested Personal Pension (SIPP) to help her save for retirement.