The UK's no. 1 investment and savings platform - now even better value
We're helping 2 million clients build wealth, with confidence
We've won more than 200 awards for providing HL clients with the best products, best support and best information.
Just one of the reasons over 2mn people trust the UK's #1 investment and savings platform with their wealth
Free to open and transfer
We believe saving and investing is for everyone. That's why it's free to open and close any account, and we don't charge to transfer money to or from other providers.
Investment pricing
All investment platforms charge fees, whether transparent ones (like percentage or fixed costs) or less obvious ones (such as per-trade cuts or admin charges).
What matters most is the value you receive in return.
As a client of Hargreaves Lansdown, you have access to thousands of investment options on our website and award-winning app, expert analysis at your fingertips, and a Bristol-based client support team on hand.
With HL there are two key charges to know about:
Account charges
Account charges are annual charges based on a percentage of the value of your investments. They are billed monthly, and the maximum you pay in a year is 0.35%.
Dealing charges
Dealing charges are what you pay each time you buy or sell an investment. You can deal funds online from just £1.95. For shares, it's never more than £6.95 per online deal.
Some investments have their own charges, set by the fund manager or provider. You’ll find these in the Key Investor Information document for each investment. Extra charges apply for buying overseas shares, and some equities may be affected by government tax or levies.
Understanding what you pay
What you pay vary depending on the type of account – you can view the pricing for each individual account below.
You can view our savings accounts below.
Making your money go further
Regular monthly investing
There's no dealing charge to pay when you invest by monthly Direct Debit. Regular investing also helps smooth out stock market bumps for peace of mind.
Free Junior ISA
There are no account charges or online dealing charges for our Junior ISA, meaning more of what you pay in can benefit your child. Other charges could apply.
Share price improvement
We can find you the best share prices on the market for 95% of trades. In just one year, we saved HL clients over £190 million on share deals.
Fund discounts
Save an average of 17% on the annual ongoing charge of some of the UK's most popular funds.
There’s no charge for our savings accounts
Instead of charging you a fee for our savings accounts, we charge our banking partners. This means equivalent products offered directly by these banks and building societies sometimes have different rates to those available with HL.
HL savings accounts
Cash ISA
Save up to £20k each tax year with great rates from our partner banks
Active Savings Account
Get great savings rates from multiple banks
We never charge you for:
Holding uninvested cash in any of our accounts
Moving cash between your HL accounts
Automatically reinvesting your income
Online dealing or account charges on your child's Junior ISA
Regular monthly investments by Direct Debit
Transferring out of HL
Taxes
*Some equities may be affected by government taxes or levies. For example:
To buy UK shares you usually pay 0.5% UK Stamp Duty Reserve Tax and Stamp Duty
Trading UK shares over £10,000 – you pay £1.50 per trade PTM Tax
Buying Irish shares – you pay 1% Irish Stamp Duty
Buying certain French, Spanish and Italian shares – you pay between 0.2% and 0.4% of the Financial Transactions Tax for that country
You can read more details on each account page.
Frequently asked questions
You can view your charges at any time by logging in online.
Find out how to view your charges online
You can also find your charges in your investment reports, which are issued four times a year via secure message. If you'd like to receive your reports via post, please contact our UK-based helpdesk.
Your account charges are taken automatically each month, based on the total value of your investments from the previous month. Everything’s handled by us, so you won’t need to do anything.
Dealing charges are slightly different – they’re applied at the point of each trade, so you’ll only ever pay them when you buy or sell something.
Yes. Regular monthly investing by Direct Debit is free. You can buy funds, selected shares, investment trusts and ETFs through a Direct Debit with no dealing fees.
It’s £29 per trade to invest via phone or post.
Remember: It’s quicker, easier, and cheaper to trade shares and funds online or via our app. If you’d like any help with this, give our friendly team a call – they'll be happy to guide you through the process step by step.
Help and support
If you have any questions about our charges, you can call our helpdesk or send us a message.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248. The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money. Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).