Buy and sell funds with HL

Start investing in funds today

  • Join 2 million people who trust us with their investments

  • Start investing with as little as Β£25 per month

  • Choose from over 3,000 funds or invest in our experts' fund picks

Before you invest: investing for 5+ years increases your chances of positive returns compared to cash savings. But investments rise and fall in value, so you could get back less than you put in. You’re responsible for your investment decisions. This page isn't personal advice. If you're not sure what's right for you, speak to a financial adviser. Tax benefits depend on your circumstances and rules can change.

Why buy funds with HL?

A fund spreads your money across a range of investments. This diversification often reduces investment risk compared to buying shares directly, yet still offers potential for higher returns than cash over the long-term. HL gives you:

Trusted expertise

2 million people trust us to help them save and invest over Β£172bn.

Invest your way

Pick your own funds, use our Wealth Shortlist to narrow your search, or simply choose a Ready-Made Investment.

Award-winning app

View and manage your investment portfolio, 24/7, on the move - as and when you need to.

How to buy funds

To buy funds, you’ll need to open an investment account, which takes just a few minutes.

You can then add money as a lump sum or with a monthly Direct Debit.

Compare investment accounts

An easy way to choose funds

Build your own portfolio

Pick from over 3,000 funds

Take advantage of our expert research, analysis and investment ideas to make your own informed choices.

A fund in mind already?

Use our search tool to find what you're looking for.

Get a helping hand

Ready-made portfolios

Choose our ready-made portfolios, where our experts handle the day-to-day decisions.

Wealth Shortlist

Or explore the Wealth Shortlist – funds chosen by our analysts for their long-term performance potential.

Open an account to get started

Open a Fund and Share Account

  • No limits on how much you can pay in.

  • Investment gains and income are taxable.

  • Pick your own funds and other investments.

Open a Stocks and Shares ISA

  • Invest free from UK tax with our most popular account.

  • Pay in up to Β£20,000 each tax year.

  • Pick your own funds and other investments.

Not sure which account to choose?

You can buy funds in any of our investment accounts. From pensions to Junior ISAs, compare all your options.

What you'll pay

We believe saving and investing is for everyone. That's why it's free to open and close any account, and we don't charge to transfer money to or from other providers. At a glance:

  • Monthly regular investing (Direct Debit) - no dealing charge.

  • One-off fund trades - Β£1.95 per trade when you buy or sell funds online.

  • Holding funds - tiered charge of up to 0.35% a year. Fund managers' charges will also apply.

Fund essentials

Read more about buying funds.

We've won over 200 awards for our services

Boring Money Award Best Investment Research 2026
Boring Money Award Best Buy Pension 6 Years Running 2026
Boring Money Award Best Buy ISA 2026
Boring Money Best App 2026