Open a Fund and Share Account

To open an account, you must:

• Be 18 years old or over

• Be a UK resident for tax purposes

• Read and agree to our important documents

• Check you're comfortable investing

Before opening an account, you should:

• Be free from significant debt
  Other than a mortgage or student loan, you should pay off significant debt before investing.
  

• Be comfortable choosing investing over cash savings
  Investing for 5+ years increases your chances of positive returns compared to cash savings. But investments rise and fall in value, so you could get back less than you put in. If you're not sure if investing is right for you, contact us for financial advice.
  

Important note: unlike an ISA or a SIPP, you may need to pay tax on income or gains from your investments.

Important documents to read:

By opening a Fund and Share Account, you agree to our terms and the Fund and Share Account Declaration, so please make sure you've read and understood our:

• Fund and Share Account Declaration

• Terms and Conditions with Tariff of Charges (PDF)

• Key Features

• Important Investment Notes