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When will I receive any interest?

How interest will be paid varies by product.

For easy access savings interest accrues daily and is typically paid on the first working day of the month. Any interest received accrues within the product rather than being paid out to the cash hub.

For fixed term savings interest is typically paid annually into the cash hub. Products running for less than a year will have both the capital and all interest repaid into the cash hub at maturity. Please see individual product summaries for details.

Please note that some products calculate interest up to and including the maturity date. This means your money will earn an extra day of interest, but it will be returned to the cash hub on the working day following maturity.

When interest payments are made into the cash hub they can then be withdrawn or saved into a new product. Once in the cash hub any interest received will need to be added to a product within 30 working days, or it may be returned to you.

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