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Do I have to have a Minimum Cash Balance on my HL Account?

No. We do not stop you from investing (or in the ISA and Fund & Share Account withdrawing) the full amount of cash on your account. The Suggested Minimum Cash Balance is simply a suggestion. You are free to hold more or less than the amount we suggest. You can also set your own Suggested Minimum Cash Balance with 'Account settings'. To do so:

  • Log in to your account
  • Just above the table showing your account(s) and its value, you will see a number of links. Click the ‘Account Settings’ link towards the right hand side of the screen
  • Select the ‘Fees and minimum cash balance’ option on the left hand side of the screen
  • Your minimum cash balance for each account will be shown along with the option to edit them

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