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What is the Minimum Cash Balance?

We take account fees automatically each month from uninvested money in your account.

The Suggested Minimum Cash Balance is a guideline for the amount of uninvested money you should keep in your account to cover account fees.

Because your account fee depends on the value of your investments, the amount of money to keep available changes over time. That’s why it’s a good idea to keep at least the suggested minimum available. You can also change the suggested minimum yourself in the Account Administration tab of your online account.

If there’s not enough uninvested money in your account for us to take fees, we’ll let you know so you have time to add money. If there’s still not enough, we'll sell some of your investments to make money available.

If you’ve reached the allowance limit for your ISA or SIPP, you can add money to your HL Fund & Share Account instead and we will collect fees from there.

Pay fees with a debit card

  1. Log in online and select the account you need to pay fees for.
  2. Choose the 'Account Administration' tab.
  3. Under the heading 'Account Management Tariff' you will see an option to 'Pay fees online using a debit card'.

See ISA charges

See SIPP (pension) charges

See Fund and Share Account (trading account) charges

Still need help?

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