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How do transfers between ISAs affect the overall ISA allowance?

If you transfer from an ISA (including a help-to-buy ISA) to a Lifetime ISA, your transfer won’t count towards your overall ISA allowance (£20,000 for the 2019/20 tax year), but it will count towards your Lifetime ISA allowance (£4,000 for the 2019/20 tax year).

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