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Costs to transfer

Here's what you need to consider in terms of fees and charges before you start your transfer. 

It's free - we don't charge you

We don't charge anything when you transfer to HL. No matter how many investments or products you bring, it never costs from our side. 


Your current provider might charge exit fees

It's really important you check whether your provider charges exit fees before you start the transfer process.  

You may also have to pay a fee or penalty if you transfer some fixed-rate Cash ISAs before the end of their term. Please check your account terms and conditions if you’re unsure.   

If there are exit fees to pay, we may be able to help in some circumstances. Please contact our Transfers Helpdesk to find out more.


Transferring an ISA does not count towards your allowance

Transferring an existing ISA doesn’t count as a ‘new ISA subscription’, so it will not affect your allowance for the current tax year.   

However, you will need to transfer all of the money you may have paid into an ISA this tax year, rather than just some of those investments.  

We’ll double-check this when you transfer.


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