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How do I use my Lifetime ISA to purchase my first home?

First you’ll need to send us the Lifetime ISA home purchase form telling us about your conveyancer and how much you want to withdraw. We’ll then send your conveyancer a form they should complete and return to us to request the withdrawal. You will also need to contact your conveyancer to complete a declaration for them.

Once everything is ready we’ll pay the amount requested directly to your conveyancer. If your purchase doesn’t complete within 90 days of the withdrawal, the amount withdrawn must be returned to your Lifetime ISA.

You’ll need to have had your Lifetime ISA open for at least 12 months before purchasing your first home to avoid the government withdrawal charge.

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