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Lifetime ISA
investment ideas

Build your own Lifetime ISA

It’s easy to start investing with the HL Lifetime ISA. If you know where you’d like to invest, you can get going as soon as your Lifetime ISA is open.

But if you’re looking for some Lifetime ISA investment inspiration, these ideas could help.

Before you start

Read our checklist before making a start if you’re investing for the first time.

Read the checklist

Build your own Lifetime ISA

It’s easy to start investing with the HL Lifetime ISA. If you know where you’d like to invest, you can get going as soon as your Lifetime ISA is open.

But if you’re looking for some Lifetime ISA investment inspiration, these ideas could help.

Before you start

Read our checklist before making a start if you’re investing for the first time.

Read the checklist

Pick a ready-made investment

Looking to invest but unsure where to start? Leave the day-to-day decisions to the experts with our all-in-one portfolio funds.

With four to choose from, you can pick the investment most suited to your Lifetime ISA.

Discover ready-made investments

Choose your own funds

If you’re comfortable choosing your own funds for a Lifetime ISA, our Wealth Shortlist could help to narrow your search. It features funds chosen by our analysts for their long-term potential: you can filter the list to find the right ones for you.

Explore the Wealth Shortlist

Latest fund ideas for a Lifetime ISA

These funds have been chosen by our investment research experts. We believe they could make great investments for a Lifetime ISA.

But they’re not personal advice. Investing in these funds isn’t right for everyone. Investors should only invest if the fund’s objectives are aligned with their own, and there’s a specific need for the type of investment being made. Investors should understand the specific risks of a fund before they invest, and make sure any new investment forms part of a diversified portfolio.

Investments rise and fall in value, so you could get back less than you invest. If you’re not sure an investment is right for you, seek advice.

Take investment advice

If you don’t want to pick your own investments, our specialist financial advisers can help you to build or update an investment portfolio to match your objectives.

They can help make sure your investment portfolio is diversified, cost effective and suitable for your stage of life.

More on investment advice

Take investment advice

If you don’t want to pick your own investments, our specialist financial advisers can help you to build or update an investment portfolio to match your objectives.

They can help make sure your investment portfolio is diversified, cost effective and suitable for your stage of life.

More on investment advice

Before you start

There are a few things to check before investing in a Lifetime ISA.

You should only consider making an investment if:

  • You’re willing and able to accept a level of risk and won’t need the money for at least 5 years. With investing, there’s no guarantee of making money and you could get back less than you invest.
  • You’ve saved a supply of cash that you can access easily for emergencies – a good rule of thumb is to have around 6 months of expenditure.
  • You want the chance to grow your money more than you could with cash.

You can also read around the subject. We've covered what we think you need to know, from investing essentials, to understanding how to build your own portfolio.

Learn more about investing

Why choose HL for your Lifetime ISA investments?

  • Choice - select from a range of investments to build a Lifetime ISA that works for you
  • Expertise - our investment experts provide research and investment ideas to help you make the most of your Lifetime ISA
  • Transparency - see how your Lifetime ISA investments are performing, online or via the HL app
  • Trust - for more than 40 years we've helped investors make the most of their money. 1.8 million clients trust us with their accounts

Easy access to information and investments.

MR C

Awards

BEST BUY LIFETIME ISA
Boring Money Awards 2023


BEST BUY ISA
Boring Money Awards 2023


BEST ONLINE STOCKBROKER
The Personal Finance Awards 2022/2023

Help and support

If you have any questions about the HL Lifetime ISA, you can speak to one of our client support experts by calling 0117 900 9000.

Contact us

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