Looking for inspiration?
With a Lifetime ISA your investment choice will probably depend on when you need to access the money.
Less than five years, then cash is likely to be your best option. But if you’re planning to invest for longer than five years, you might want to think about the stock market. With investing, the potential returns are higher, though you can also make a loss.
Funds are one of the most popular Lifetime ISA investments. A fund is a collection of investments, chosen and run by a fund manager. Each fund manager has an objective, for example to grow your capital, or provide a decent income. When you invest in a fund, you’re buying a slice of the fund’s investments.
Our Wealth Shortlist contains funds selected by our analysts. We put funds under the microscope to make sure the list only contains the funds that our in-depth analysis indicates have the greatest long-term performance potential. It’s designed to help investors build and maintain well-balanced and diversified portfolios.
For some inspiration on where to invest your Lifetime ISA, the Wealth Shortlist could be a good place to start. But remember that as with all investments, funds can fall as well as rise in value, so you could get back less than you invest. Investors should only invest if the fund’s objectives are aligned with their own, and there’s a specific need for the type of investment being made.
Open an HL Lifetime ISA
Once you've decided you'd like to open a Lifetime ISA, it takes less than five minutes to get started.
You can start a Lifetime ISA with £100 or from as little as £25 per month.
You'll just need a debit card and your national insurance number to hand.
Transfer to a Lifetime ISA
Just let us know you'd like to transfer and we'll take care of the rest.