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Do I have to have a Minimum Cash Balance on my HL Account?

No. We do not stop you from investing (or in the ISA and Fund and Share Account withdrawing) the full amount of cash on your account. The Suggested Minimum Cash Balance is simply a suggestion. You are free to hold more or less than the amount we suggest. You can also set your own Suggested Minimum Cash Balance with 'Account settings'. To do so:

  • Log in to your account
  • Just above the table showing your account(s) and its value, you will see a number of links. Click the ‘Account Settings’ link towards the right hand side of the screen
  • Select the ‘Fees and minimum cash balance’ option on the left hand side of the screen
  • Your minimum cash balance for each account will be shown along with the option to edit them

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