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Will my transfer to the HL SIPP be made as cash or stock?

When transferring a pension to the HL SIPP, unless otherwise arranged, your existing provider will sell any investments and transfer the cash proceeds. When you transfer as cash, you will be out of the market and miss any rises or falls for a period.

For many this is the quickest and easiest way to transfer – most are transferred electronically, taking just eight working days on average. However, if the pension you are transferring is another SIPP or SSAS you may be able to transfer the investments without them being sold.

To discuss a transfer of your investments without them being sold please call our Pensions Helpdesk on 0117 980 9926 before applying.

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