Should I transfer as is, or as cash?
When requesting an ISA transfer, you’ll get to choose how we transfer your ISA – as is, or as cash. What you choose depends on whether you’d like to keep the investments you have, or sell them and reinvest the cash once the transfer finishes.
Transfer your ISA as is and we’ll move all your investments and cash exactly as they are. You won’t be able to buy or sell investments during the transfer.
If you would rather sell investments first, we’ll ask your current provider to sell all your ISA investments, then transfer the cash. You won’t lose or gain from market changes until you're reinvested.
Whether you transfer investments or cash, transferring doesn't count towards your ISA allowance.