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In this section

Transfer existing investments

TRANSFER TO HARGREAVES LANSDOWN

Step 1 - Read the important information below

  • With HL, you make your own investment decisions.
  • Unlike cash, all investments should be regarded as for the long term because they can go down in value as well as up, so you could get back less than you invested. Any yield is variable and not guaranteed.
  • Nothing on the website should be regarded as personal advice so if you have any doubts as to the suitability of an investment for your personal circumstances please contact us for written advice.
  • Remember tax rules can change and the reliefs depend on your personal circumstances.
  • Before you transfer an ISA, Child Trust Fund, Fund or Share please understand the risks and Terms & Conditions (including tariff of charges) of your investment and the Key Features, including the specific risks of any funds you have chosen.
  • If you are transferring to a Lifetime ISA money can be withdrawn to purchase a first eligible home or at age 60. The Lifetime ISA must have been open for at least 12 months (or opened via a transfer from another Lifetime ISA that was opened at least 12 months prior to the withdrawal) before money can be withdrawn to purchase a first eligible home. Early withdrawals will usually be subject to a 25% government withdrawal charge.
  • The transfer value will count as a payment to your Lifetime ISA so will be eligible for the government bonus and will count towards the Lifetime ISA allowance (£4,000 per tax year).
  • If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits.
  • Before you transfer a pension please read the HL SIPP declaration, Terms & Conditions (including tariff of charges), Important Investment Notes and the SIPP Key Features (including the Transfer and Contribution Checklists and Common Transfer Declaration) carefully.
  • By applying for our services you agree to be bound by our terms so it is important you understand these documents; please contact us if you have any queries.
  • Please ensure you won't lose any valuable guarantees or other benefits, or incur excessive exit fees by transferring. You may lose the ability to claim a bonus on the amount transferred from the Help to Buy ISA.
  • Once in a pension your money is not usually accessible until age 55 (57 from 2028), up to 25% usually tax free and the rest taxed as income.
  • Depending on the type of pension scheme, there is an option for pensions to be transferred as cash or as they are (invested in the stock market). Unless you’re transferring a Self-Invested Personal Pension, or a Small Self-Administered Scheme, it’s likely that a cash transfer will be your only option. If you’re not sure what type of pension you hold, or which options are available to you, please contact your existing provider before applying.
  • By proceeding you confirm that, for tax purposes, you are solely resident in the United Kingdom and that you are not a citizen of the USA. If you cannot agree to this declaration please contact us.

Step 2 - Download or request your transfer application

Already a client? You can transfer online

Step 3 - Complete and return your application

It takes just a few minutes to complete the transfer application form. If you have any questions about the application you can call our Helpdesk on 0117 906 7816 and we'll be happy to help. Once completed simply return it to the freepost address shown on the form.

We'll write to you to confirm receipt of your application and contact your existing investment provider to arrange the transfer. There's nothing more you need to do - we'll be in touch as soon as your investments have been moved to your HL Account.

I confirm I am applying to join the HL SIPP. I agree to be bound by the Scheme Rules, and acknowledge that these have been made available to me by Hargreaves Lansdown.

I confirm that I will be a relevant UK individual in any tax year in which personal contributions are paid.

I declare that the total contributions that I will make to the HL SIPP and any other Registered Pension Scheme where I am entitled to relief under Section 188 of the Finance Act 2004 will not exceed the higher of:

  1. The basic amount (currently £3,600) or
  2. 100% of my Relevant UK Earnings (within the meaning of section 189 of the Finance Act 2004) for that tax year.

This declaration and the particulars given in this application are, to the best of my knowledge and belief, correct and complete.

If an event occurs which means that I will no longer be entitled to relief under to Section 188 of the Finance Act 2004, I will inform Hargreaves Lansdown Asset Management by 5th April of the tax year in which the event occurs or 30 days after the event if later.

If I make a contribution, of which part or all is not eligible for tax relief, I will notify you separately on or before the date of the contribution. I will advise Hargreaves Lansdown Asset Management Ltd, in writing, within 30 days if I cease to be a United Kingdom resident.

I have not received advice from Hargreaves Lansdown regarding the merits of entering into, or the suitability of any aspect of the HL SIPP unless that aspect has been covered under a separate agreement for individual advice from a Hargreaves Lansdown Financial Adviser. If I have any doubts I will seek personal advice, in particular regarding the merits of the various pension options I may have available to me now and in the future.

I allow Hargreaves Lansdown to process my application using the information provided. This declaration and any other declaration made by me in connection with this application shall be the basis of the contract between me and Hargreaves Lansdown Asset Management Ltd.

I confirm I have not registered with HM Revenue and Customs to protect pension funds built up from a potential Lifetime Allowance tax charge.

In addition to the declaration please read the following statement regarding Hargreaves Lansdown's communications with you.

Hargreaves Lansdown Plc and its group companies will send or email you complimentary issues of our investment publications and information about new products and services. If you would prefer not to receive these, please do let us know. Your personal data will remain confidential, and will not be passed to any other organisation unless required to do so by law.