Starting a SIPP
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Talk it through first
Choosing to invest in a SIPP could be one of the most tax efficient decisions you make, but it can help to talk things through first.
The experts on our Pensions Helpdesk won’t give personal advice, but they can discuss the risks and benefits with you, and explain:
- How a SIPP works
- How to transfer your lost and old pensions
- What investment strategies you could consider
- Why you'll get at least a 20% top up on anything you pay in
- How to take money out later on
Please note that the consultation callback is for enquiries around transferring a pension. For any other general pension inquiries please call the Pensions Helpdesk on 0117 980 9926.
Pensions Helpdesk opening hours are 8am - 7pm Monday to Thursday, 8am - 6pm Friday, 9:30 - 12:30pm Saturday.
Important information – Pension and tax rules can change and benefits will depend on your circumstances. All investments, and the income they produce, can fall as well as rise in value. You could get back less than you invest. Normally you can only access your pension from age 55 (57 from 2028). Make sure you check with your current provider that you won’t lose any valuable benefits or need to pay high exit fees before transferring.