Workplace Savings

Help employees make more of their money

Important information: HL Workplace is a service for employers and consultants, not individual investors. The information on our website is not personal advice. Please remember that tax rules can change, and benefits will depend on individual circumstances.

More choice, more control, more flexibility

HL Workplace Savings complements your pension by including extra ways of saving and investing for your employees. We’ve designed our Workplace Savings to help all employees, but particularly:

  • High earners with restricted pension limits

  • Employees saving for a home

  • Families who want to start building a nest egg for their children

Why choose HL Workplace Savings?

Accounts available through payroll

Workplace

Stocks and Shares ISA

Our Workplace ISA is an easy to manage Stocks and Shares ISA which lets employees invest money conveniently through your payroll and/or with lump sum top ups – alongside their workplace pension.

Workplace

Fund and Share Account

Our Workplace Fund and Share Account is an easy to manage investment account with no payment limits. Employees get free live share prices.

Request our guide to HL Workplace Savings and find out how to help your employees save and invest alongside their retirement savings.

Request Workplace savings guide

Savings and investment options

Lifetime ISA

  • Save for a first home or for later life.

  • Available to open for those aged 18 to 39.

  • Contribute up to £4,000 a year until age 50 and get a 25% government bonus. Rules apply.

Active Savings

  • HL's cash savings service.

  • Pick and mix easy access and fixed term savings products from a range of UK banks and building societies.

  • Earn consistently good rates on cash savings.

Cash ISA

  • Earn interest tax free.

  • Save up to £20,000 each tax year.

  • Select savings from our banking partners, and spread ISA allowances across multiple products.

Self-Invested Personal Pension

  • Pay in up to £60,000 each tax year. Rules apply.

  • Enjoy 20% to 48% tax relief on contributions until age 75.

  • Choose from a wide range of investments, with control over where money is invested.

Junior SIPP

  • Contribute up to £3,600 per child, each tax year.

  • Start from as little as £25 a month (or £100 lump sum).

Junior ISA

  • Contribute up to £9,000 per child, each tax year.

  • Start from as little as £25 a month (or £100 lump sum).

Let's get started

We typically work with professional services organisations with 50 to 2,500 employees.

Ask for a demonstration and discover how our service works for you. We also collaborate with leading pension consultancies.

Learn what makes HL Workplace a good fit for you. Request our handy guide to take a closer look at what we do.

More from HL Workplace

The foundation of good retirement planning starts here

Empowering employees to make confident financial decisions

A better way to support your pension scheme members at retirement

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