Menu Menu Menu Login Login Log in Search Search Search

Fund & Share Account charges and interest rates

Account charges

  • No charge - Set up cost
  • No charge - Cash payments in
  • No charge - Transfers in
  • No charge - Cash withdrawals
  • No charge - Dividend collection
  • No charge - Interest collection
  • No charge - Income payments
  • No charge - Account inactivity

Annual management charges


This charge applies to each Vantage account separately. It is tiered within bands: 0.45% per annum on the first £250,000 of funds; 0.25% for funds between £250,000 and £1m; 0.1% for funds between £1m and £2m, and no charge on the value of funds over £2m.



£0 - £250,000
£250,000 to £1m
£1m to £2m
Over £2m


No charge

Shares, investment trusts, ETFs, gilts & bonds

No charge

Note: The investments you choose may have their own initial and annual charges and a bid offer spread. Hargreaves Lansdown receives commission from some fund groups for arranging and administering your investments. Details are available in our key features document, the trading pages of our website and on our contract notes.

Dealing charges (per deal)

Fund dealing

Online, phone and post dealing
(unit trusts and OEICs)

No charge

We also offer up to a 5.5% saving on the initial charges made by the fund manager

Reinvestment of income

1% (£1 minimum, £10 maximum)

In each account, if you choose automatic reinvestment, any dividends you receive will be reinvested once they reach £10 per holding.

Share dealing

Online and mobile app
(shares, exchange traded funds and investment trusts)

Deals previous month

Dealing charge

0 - 9 deals
10 -19 deals
20 or more deals

The online share dealing charge is determined by the number of deals you placed in the previous calendar month. The tariff you pay in August, for example, will depend on the number of share deals you place in July, and we count deals placed across all the Vantage accounts held under the same client number.

Phone and post dealing

1% (£20 minimum, £50 maximum)

Please note: residual stocks, bonds, gilts, VCTs and PIBS can only be dealt over the phone.

Equity regular savings

£1.50 per stock per month

Available on FTSE 350 shares and selected investment trusts subject to a minimum of £25 per stock per month.

Reinvestment of income

1% (£1 minimum, £10 maximum)

In each account, if you choose automatic reinvestment, any dividends you receive will be reinvested once they reach £10 per holding.

Government taxes and levies (per deal)

UK Stamp duty


Purchase of UK shares (rounded up to the nearest £5 for residual shares)

PTM (Panel on Takeovers & Mergers)


UK share deals over £10,000

Irish Stamp duty


Purchase of Irish shares

French Financial Transactions Tax


Purchase of French shares

Italian Financial Transactions Tax


Purchase of Italian shares

Overseas share dealing foreign exchange rates

Value of trade

Additional spread

£0 - £24,999
£25,000 - £49,999
£50,000 - £99,999

Overseas shares covered by the Hargreaves Lansdown Overseas Share Dealing Service are traded at our standard rates (above) and can be traded online, by phone or post. They will be dealt at the overseas market price and converted into sterling by either Hargreaves Lansdown or a UK-based market maker, at a rate based on the prevailing interbank exchange rate to which a fee will be added by Hargreaves Lansdown or the UK-based market maker, as applicable, through an additional spread of up to 1.5%. The additional spread will depend on the size of the deal, as per the table above. This fee is to cover the costs incurred in facilitating the Overseas Share Dealing Service. Further details are available on request.

Account administration

Account closure fee

£25 + VAT

(Applied automatically when the balance of your account falls below £50 (where no stock is held) - the balance less the closure fee will be returned to you. The fee also applies when transferring your account to another provider, but not when transferring to another Hargreaves Lansdown account.)

Cash withdrawals

No charge

Transfer out to another provider (as cash)


Transfer out to another provider (as stock)

£25 per holding

Stock transfer (between accounts)

£12.50 per stock

Limit orders

No charge

Automated sales to cover charges
(Selling fund units or shares to meet fees)

£1.50 per deal

6 monthly statement and valuation

No charge

6 monthly statement and
valuation (paper)

£10 + VAT per statement &

Other charges

We make it as easy as possible by collecting fees automatically from your account. If we cannot collect fees from cash held on your account we write to you explaining your options. If you fail to respond we may sell investments to cover your outsanding fees in which case separate fees described in our terms and conditions may apply.

Other charges may apply in specific circumstances - see the Terms & Conditions for details.

Cash held within the Vantage Fund & Share Account

If you are unsure where to invest or just want to sit out of the market, you can hold cash within your Vantage Fund & Share Account.

  • No up-front or annual management charge to hold cash
  • You can receive a variable rate of interest

View the rates of interest paid on cash in the Vantage Fund & Share Account

Low cost fund & share dealing

Deal shares online for just £11.95 per deal and save up to 5.5% on funds.

Open a Fund & Share Account

Important information

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice.

Have a question?

Best Online Finance Provider

Voted Best Online Finance Provider