Hargreaves Lansdown

Regular savings

Regular savings

Invest monthly into funds, shares and investment trusts from just £25 per month

Invest with as little as £25 per month into funds, FTSE 350 shares and selected investment trusts, with no dealing charge on funds, and a low dealing charge of just £1.50 per trade for shares and investment trusts.

Choose an account

Important information - please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice.

Save each month into a Stocks & Shares ISA, Junior ISA, SIPP or Fund & Share Account

You can set up a regular savings plan with Hargreaves Lansdown starting with just £25 each month into funds, FTSE 350 shares and eligible investment trusts and only pay a very competitive account charge. Not only is this an affordable route into building an investment portfolio, but if you invest in a Stocks & Shares ISA, Junior ISA or SIPP you pay no capital gains tax and no further tax on the income. Remember tax rules can change and the benefits will depend on your circumstances.

Find out more about fund regular savings

Equity regular savings available for FTSE 350 shares and selected investment trusts with dealing commission of just £1.50 per stock. This is a low cost way to gain direct exposure to several companies, allowing you to create a diversified equity portfolio.

Find out more about equity regular savings

Existing client? Log in to set up a regular saving now     Log in to account  Log in to account

How much could your investments be worth in the future?

To give you an idea of how your savings could grow we have produced a simple regular savings calculator. These amounts are just an illustration and the actual amount you receive will depend on the performance of the investments you choose.

Regular savings calculator

Find out how much your savings could be worth in the future?

Regular savings calculator Calculate now

Investment ideas for your regular savings

If you are not sure of where to invest our Wealth 150 - a list of our favourite funds in each sector - is a good starting point. We also asked our Head of Research, Mark Dampier, to select two funds he thought would appeal to investors making regular savings and his suggestions are to the right.

If you would prefer to invest your regular saving into shares, but are unsure which to choose, our Head of Equities, Richard Hunter, provides free share-research updates and alerts on over 150 of our clients' most popular holdings. Plus, you can sign up to receive free weekly sector reports from Shares Magazine and share tips from Investors Chronicle.

For more information on choosing which shares to buy, our free How to select shares guide details six methods used by successful investors to select shares with potential.

More about fund regular savings

  • You can invest monthly in over 2,500 funds
  • Save up to 5.5% per month on initial fund charges
  • Invest from £25 per month per fund with no dealing commission to pay
  • The money will be added to your account on the 7th of each month and invested invested on the 10th (or next working day) of each month
  • Once set up your instruction can be monitored and amended through your account online
  • If you invest in a Stocks & Shares ISA, Junior ISA or SIPP you pay no capital gains tax and no further tax on the income

More about equity regular savings

  • You can invest into FTSE 350 shares and selected investment trusts subject to a minimum of £25 per stock per month (£20 in the Vantage SIPP). Please note tax relief paid into the Vantage SIPP will not be included in the regular savings instruction and will be held as cash when received. If your chosen equity does not appear then it is not available to buy via regular savings
  • Dealing commission is £1.50 per stock per month. Stamp duty will apply at 0.5%
  • The money will be added to your account on the 7th of each month and invested on the 10th (or next working day) of each month
  • Once set up your instruction can be monitored and amended through your account online
  • If you invest in a Stocks & Shares ISA, Junior ISA or SIPP you pay no capital gains tax and no further tax on the income
  • Your instruction will not be executed if the price of the equity exceeds your monthly amount or if the chosen equity cannot be traded for any reason and we will inform you of this. Should we be unable to buy your chosen stock we will try again at the following regular savings date
  • We will purchase as many shares as possible with your monthly savings limit (including dealing fees and stamp duty) but there is likely to be some cash left over. This is illustrated in the example below.

Example

Monthly savings: £150

Share price: £23

Dealing fee: £1.50

Stamp Duty: 0.5%

Number of shares purchased: 6 (£138)

Dealing fee: £1.50 and Stamp Duty: £0.69 (0.5% of £138) = £2.19

Cash remaining on account: £9.81 (£150 - £140.19)