Charity Investment account
Grow your charity's funds and save tax with the UK's #1 investment and savings platform
Important information - Our website offers information about investing and saving, but not personal advice. If you're not sure which investments are right for you, please request advice, for example from our financial advice. If you decide to invest, remember that investments can go up and down in value, so you could get back less than you put in. Tax rules can change and benefits depend on circumstances.
Charity Investment Accounts offer a way for registered charities to grow their assets tax-efficiently by investing in the stock market, while easing the admin burden.
How do the tax benefits work?
Tax-free investment income
Investment income is normally received tax-free, so your charity usually gets the full amount to support its causes.
No Capital Gains Tax on profits
When your charity sells investments at a profit, any gains are not subject to Capital Gains Tax, allowing more funds to be reinvested into your work.
Simplified tax reporting
Reduce your administrative work with easy-to-understand tax reporting, so you can focus more on making a difference.
Please be aware, most income and gains only benefit from tax relief where they are used for charitable purposes.
You can invest your charity's surplus funds in line with charity law, benefit from automatic tax exemptions, and enjoy simpler, streamlined tax reporting.
Charities must comply with the legal requirements and regulatory exceptions set out by the Charity Commission. For further guidance, charities can refer to the Charity Commission’s Investing charity money: a guide for trustees.
Why choose the HL Charity Investment Account?
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Wide investment choice
Access thousands of investments, including Ready-Made options, a simple option if you need a bit of help with where to invest.
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Fast access to your charity's money
Same-day transfers straight to your charity's bank account when needed.
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Stay in control with award-winning tools
Track investments online or via our app, generate clear reports, and simplify tax with annual certificates.
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Trusted by 1.9 million
Our clients trust us with over £155bn of their savings and investments.
How to get started
Opening your Charity Investment Account is simple, just complete your application form and send it to us by post. Before you begin, don't forget to read the Key Features and Terms and Conditions.
Need help? Our Helpdesk is here for you - give us a call if you have any questions or want support with your application.