Save money with the return of our biggest ever cashback offer
It pays to have everything under one roof. Terms apply.
Important information: If you’re not sure whether a course of action is right
for you, please ask us for personal advice. If you’re thinking about transferring, first check
for exit fees and that you won’t lose any valuable guarantees or benefits before applying.
Unlike cash, investments can rise as well as fall in value, so you could get back less than you
invest. The information on our website is not personal advice.
More choice
Access competitive cash rates with Active Savings and choose from thousands of investments to
match your goals. Plus, get access to expert
insight to help you make your decisions.
Better control
See all your ISAs, investments, cash, and pensions in one place. Track your investment
performance online or with our
award-winning app, and easily manage your fixed term and easy access cash savings online.
Save money
Get cashback when you transfer your ISAs, pensions, or investments. Or, open and add money to
a new Active Savings Account. You could use the money to top up your investments, put it
towards your HL account charges, or withdraw it to your bank account.
This isn’t personal advice. If you’re not sure what’s best for you, ask us about advice.
You will
need to register
for the cashback offer
and
apply to transfer by 29 February 2024 to qualify. If you’d like a three month extension let us
know. . If you transfer away any portion of your account within
a year we may reclaim your cashback.
What ISAs and investments qualify?
Stocks and Shares ISAs
Cash ISAs
Funds and shares
The lodgement of share certificates will not qualify for cashback.
It's free to transfer to us. But before transferring you should ask your current provider if
there are any exit fees, or if you’ll lose any valuable benefits or guarantees by transferring.
More on HL charges.
You will need to register
for the cashback offer and apply to transfer by 29 February 2024 to qualify. If you’d like a
six month extension let us know. . If you transfer away any portion of your account within
a year we may reclaim
your cashback.
What pensions qualify?
Personal and stakeholder pensions
Pensions in drawdown
Retirement Annuity Contracts (RACs)
Self-Invested Personal Pensions
Most Additional Voluntary Contribution plans (AVCs) including free standing AVCs
Executive Pension Plans (EPPs)
Most paid-up occupational money purchase pensions
Old protected-rights pensions accrued from contracting out of the State Second Pension or
SERPS (State Earnings Related Pensions)
The transfer of a defined-benefit (DB) pension, such as a ‘final salary’ scheme, will not qualify
for cashback.
It's free to transfer to us. But before transferring you should ask your current provider if
there are any exit fees, or if you’ll lose any valuable benefits or guarantees by transferring.
More on HL charges.
Get between £10 and £100 when you add money to a new Active Savings
Account.
Choose savings products from multiple banks and building societies, through one online account.
With all your savings accounts in one place, you’ve got one log in and one central hub to keep
up to date with the latest savings rates.
You will need to register for the cashback offer by filling in the form below, and open a new
Active Savings Account by 31 January 2024. You’ll then need to deposit £5,000 or more within 60
days of opening your account to qualify for cashback. We reserve the right to reclaim the cash
reward if the overall balance of your Active Savings Account drops below your cash offer
qualifying amount within 6 months of the date of the qualifying deposit.
Which savings products can I choose?
Once you’ve opened your account, you can choose from a wide range of easy access and fixed term
savings products. However, this offer does not apply if you choose the HL Cash ISA.
Please note: you must add cash via debit card or pay by bank. Cash added from a Fund and Share
Account will not qualify for this offer.
To get cashback, you must register first by completing the form below. Once you’ve
registered, you’ll
then have until 29 February 2024 to apply to transfer, or until 31 January 2024 to open your
Active Savings Account.
Frequently asked questions, including those around the offer, can be found below.
Select which cashback offer(s) you’d like to register for. You can choose more than
one.
Thank you for registering for our latest cashback offer. You should receive a
confirmation email shortly.
Ready to transfer now?
What to check before you transfer
Most providers allow you to transfer your investments as they are. But some investments may need
to be sold before transferring. Please check this before you apply. During your transfer stock
market rises and falls will continue to impact your investments. You won’t typically be able to
sell or switch the investments you hold, or use cash to buy investments, while your transfer is
in progress.
If you’re transferring a fixed rate cash ISA, remember that if you leave before the end of the
term, you may have to pay a fee.
Before you apply to transfer, make sure that all your personal details (including current name
and address) are up to date with your existing provider. This can help to avoid delays. You
should also check for exit fees, and that you won’t lose any valuable benefits or guarantees
before applying.
The HL Stocks and Shares ISA, other investment accounts and the HL Self-Invested Personal
Pension, are designed for people who are happy to make their own investment decisions. This is
not personal advice. If you’re not sure what’s best for you, ask us about advice.
How to transfer
1. Find out more about each account, including charges
The fastest way to apply is online. Make sure you’ve read through our Terms &
Conditions (including the tariff of charges) and Key
Features (including the Important Investment Notes, Transfer Checklist and Common
Transfer Declaration for pension transfers) first. If you prefer, we can send you an
application in the post - just select this option below.
Once we receive your application, we’ll contact your current provider and start your transfer.
We’ll also keep you updated along the way and let you know once your transfer is complete.
You will qualify for cashback if you register first by completing the form above, and
during the qualifying period, you do one or more of the following:
Transfer ISAs or investments worth £4,000 or more to HL
Transfer pensions worth £10,000 or more to HL
Open a new Active Savings Account and deposit £5,000 or more
You can qualify for multiple cashback offers as long as you meet the criteria
outlined in each set of terms. The cashback may be paid to you in a different way
depending on the product you choose and at different times. We may also claim back
any cashback paid to you as detailed in the full cashback terms.
If you qualify for cashback by transferring investments or pensions, we’ll pay it
into your Loyalty Bonus Account which is separate from your other HL Account(s).
You’ll receive the cashback payment within 8 weeks from the date that your last
qualifying transfer completes.
You can keep the cash in your Loyalty Bonus Account to pay for your HL account
charges, withdraw it or move it into another HL account. If moved into an ISA or
SIPP, it will count towards your annual allowance for the tax year. You can’t
normally access money in a pension until age 55, rising to 57 by 2028.
If you qualify for Active Savings cashback, your cashback will be paid into your cash
hub within one month of your qualifying period for cashback, which ends 60 days
after you open your account.
You don’t need to tell your provider that you want to transfer away. We'll do this on
your behalf once we receive your application. But you should check what exit fees
you may need to pay, or if you’ll lose any valuable benefits before making your
decision.
Having pensions
and investments in one place is like a dream. I only have to log in once.
Haydn
The HL SIPP is
extremely flexible which suits me perfectly. I don’t get paid the same day each month,
so I needed a pension where I could make contributions whenever it suited me.
Holli
Best Online Stockbroker The Personal Finance Awards 2022/2023
Best Buy Pensions Boring Money Awards 2023
Best Buy ISA Boring Money Awards 2023
Our team are here to help
If you’re considering a transfer or opening an account, but you’ve got some questions about
our service or charges please get in touch. Our experts can talk you through the process and
help you to decide if transferring or opening an account is right for you. During your call,
you'll get answers to your questions. But you won’t get personal advice.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481),
which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number
8355960), which is authorised and regulated by the Financial Conduct Authority with firm
reference 915119. Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct
Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing
of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are
subsidiaries of Hargreaves Lansdown plc (company number 2122142).
1. Subject to these terms and conditions, if you register for our Transfers Cashback Offer (Nov 23 – Feb 24) and
apply to transfer an existing pension, ISA or general investment account from another platform between 16
November
2023 and 29 February 2024 inclusive (the “Offer Period”), you will receive a cash amount after the transfer is
complete, depending on the amount you transfer (the “Offer”). The Offer is funded by us, and the cashback will
not
come from your own cash or investments.
2. You must register for the Offer to qualify. You can do this by completing the online cashback registration
form,
the postal cashback registration form or by asking us via secure message (using your online account) or by
telephone
to register you manually. If you do not register for the offer, no cashback will be paid.
3. If you register for the Offer and we receive your qualifying transfer application(s) within the Offer Period,
even
if the transfer itself isn’t completed until after the Offer closes, you will still qualify.
4. The cashback payment will be paid into your Loyalty Bonus Account which is separate from your other HL
Account(s).
You will receive the cashback payment within 8 weeks from the date that your last qualifying transfer completes.
The
payment date will be determined by us. The cash can be kept in your Loyalty Bonus Account for fee collection,
withdrawn or moved into another of your HL accounts. If moved into an ISA or SIPP, it will count towards your
annual
allowance.
5. We ask you keep your HL account(s) for at least one year from the date that the last qualifying transfer
completes. Please feel free to switch between investments and in or out of cash within your account, but if you
decide to transfer any portion of your receiving account away or close your account within 12 months of the date
your last qualifying transfer completes, then we reserve the right to reclaim the cashback paid. If cash is to
be
reclaimed, then you will be notified, and the cash will be taken within 7 days of the account closure or
transfer
out.
6. It isn’t possible to combine the value of transfers into accounts with different client numbers for the
purpose of
this Offer. The maximum amount of cashback you can receive under this Offer across all pensions, ISA or general
investment account transfers is £4,500.
7. If you register for the Offer and apply to transfer existing ISAs or general investment accounts within the
Offer
Period with a total value of at least £4,000 from other providers to our platform into your HL Stocks and Shares
ISA
or HL Fund and Share Account, you will receive a cash amount between £50 and £1,000.
8. The total value of your cashback will be based on the cumulative total value of qualifying ISA and general
investment account transfers made within the Offer Period. The value of the cashback paid will be determined in
accordance with the tiers identified in the table accompanying these terms and conditions.
9. If you need more time to decide whether you want to transfer to us, please complete the online extension form and
we will extend the ISA and general investment deadline for you by three months. Alternatively, call our Helpdesk
on
0117 906 7816 or send a secure message through your online account.
10. The following are excluded from the Offer: (1) the transfer of a Junior SIPP, Junior ISA, Child Trust Fund,
Lifetime ISA or defined benefit/final salary pension; (2) new money cash subscriptions into any existing HL
Account;
(3) the lodgement of certificated shares; (4) movements of investments or cash already held on the HL platform,
including switches or transfers between or within existing HL accounts or income and interest received on any
assets
held in those accounts; (5) transfers to the HL Cash ISA.
11. We reserve the right to remove or suspend the Offer if necessary, including for legal or regulatory reasons
or
otherwise, by posting a notice on our website. If the Offer closes early, all qualifying applications already
received at the time of the posting of the notice will still be accepted.
12. We also reserve the right to determine how the cashback payment is calculated. Therefore, if you are not sure
how
your transfers will be treated under the terms of this Offer, please contact us before you apply to transfer. By
registering for the Offer and submitting a qualifying application within the Offer Period, you agree to be bound
by
the terms of this Offer.
13. These terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction of the
courts
of England and Wales.
14. This Offer is provided by Hargreaves Lansdown Asset Management Limited, which is a limited company registered
in
England & Wales with the company number 01896481, whose registered office is 1 College Square South, Anchor
Road,
Bristol, BS1 5HL. References in these terms and conditions to “our”, “us” or “we” are to Hargreaves Lansdown
Asset
Management Limited.
1. Subject to these terms and conditions, if you register for our Transfers Cashback Offer (Nov 23 – Feb 24) and
apply to transfer an existing pension, ISA or general investment account from another platform between 16
November
2023 and 29 February 2024 inclusive (the “Offer Period”), you will receive a cash amount after the transfer is
complete, depending on the amount you transfer (the “Offer”). The Offer is funded by us, and the cashback will
not
come from your own cash or investments.
2. You must register for the Offer to qualify. You can do this by completing the online cashback registration
form,
the postal cashback registration form or by asking us via secure message (using your online account) or by
telephone
to register you manually. If you do not register for the offer, no cashback will be paid.
3. If you register for the Offer and we receive your qualifying transfer application(s) within the Offer Period,
even
if the transfer itself isn’t completed until after the Offer closes, you will still qualify.
4. The cashback payment will be paid into your Loyalty Bonus Account which is separate from your other HL
Account(s).
You will receive the cashback payment within 8 weeks from the date that your last qualifying transfer completes.
The
payment date will be determined by us. The cash can be kept in your Loyalty Bonus Account for fee collection,
withdrawn or moved into another of your HL accounts. If moved into an ISA or SIPP, it will count towards your
annual
allowance.
5. We ask you keep your HL account(s) for at least one year from the date that the last qualifying transfer
completes. Please feel free to switch between investments and in or out of cash within your account, but if you
decide to transfer any portion of your receiving account away or close your account within 12 months of the date
your last qualifying transfer completes, then we reserve the right to reclaim the cashback paid. If cash is to
be
reclaimed, then you will be notified, and the cash will be taken within 7 days of the account closure or
transfer
out.
6. It isn’t possible to combine the value of transfers into accounts with different client numbers for the
purpose of
this Offer. The maximum amount of cashback you can receive under this Offer across all pensions, ISA or general
investment account transfers is £4,500.
7. If you register for the Offer and apply to transfer existing pensions within the Offer Period with a total
value of at least £10,000 from other providers to our platform into your HL Self-Invested Personal Pension or
Drawdown Pension, you will receive a cash amount between £100 and £3,500.
8. The total value of your cashback will be based on the cumulative total value of qualifying pension transfers
made within the Offer Period. The value of the cashback paid will be determined in accordance with the tiers
identified in the table accompanying these terms and conditions.
9. If you need more time to decide whether you want to transfer to us, please complete the online extension form and we will extend the pension deadline for you by six
months. Alternatively, call our Helpdesk on 0117 980 9926 or send a secure message through your online account.
10. The following are excluded from the Offer: (1) the transfer of a Junior SIPP, Junior ISA, Child Trust Fund,
Lifetime ISA or defined benefit/final salary pension; (2) new money cash subscriptions into any existing HL
Account;
(3) the lodgement of certificated shares; (4) movements of investments or cash already held on the HL platform,
including switches or transfers between or within existing HL accounts or income and interest received on any
assets
held in those accounts; (5) transfers to the HL Cash ISA.
11. We reserve the right to remove or suspend the Offer if necessary, including for legal or regulatory reasons
or
otherwise, by posting a notice on our website. If the Offer closes early, all qualifying applications already
received at the time of the posting of the notice will still be accepted.
12. We also reserve the right to determine how the cashback payment is calculated. Therefore, if you are not sure
how
your transfers will be treated under the terms of this Offer, please contact us before you apply to transfer. By
registering for the Offer and submitting a qualifying application within the Offer Period, you agree to be bound
by
the terms of this Offer.
13. These terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction of the
courts
of England and Wales.
14. This Offer is provided by Hargreaves Lansdown Asset Management Limited, which is a limited company registered
in
England & Wales with the company number 01896481, whose registered office is 1 College Square South, Anchor
Road,
Bristol, BS1 5HL. References in these terms and conditions to “our”, “us” or “we” are to Hargreaves Lansdown
Asset
Management Limited.
1. This offer is available to anyone who registers for our Active Savings Autumn 23 Cash Back Offer and opens a
new Active Savings Account between 16 November 2023 and 31 January 2024 inclusive (“the Offer Period”). This
offer does not include the HL Cash ISA.
2. To qualify for the offer, you’ll need to:
a) Register for the offer: You can do this by completing the online Cash Back Offer registration form or by
asking us by secure message (using your online account) or by telephone to register you manually. If you do not
register for the offer no cash back will be paid.
b) Open a new Active Savings Account between 16 November and 31 January 2024
c) Fund your new Account, with at least £5,000 by debit card or Pay by Bank, and subsequently use this money to
instruct us to add at least £5,000 to one or more savings products within your Active Savings Account. Both of
these actions must be taken within 60 days of the opening of the account to qualify (“the Qualifying Period”).
For the avoidance of doubt you can open an account without adding any money and still qualify for the offer,
provided that your account is topped up to a balance of at least £5,000 and you use this money to instruct us to
add at least £5,000 to one or more savings products. Both of these actions must be taken within 60 days of
opening the account in order to qualify.
3. If you open an account within the Offer Period and also satisfy the criteria listed in clause 2, we will
credit the cash hub in your account with a cash amount between £10 and £100, depending on the amount you add to
one or more savings products. We will credit the cash amount within one month after your Qualifying Period.
We’ll notify you by email once the cash amount has been added.
4. The value of the cash back will be based on the total amount added to savings products within 60 days of the
opening of the account. The value of the cash back will also only be based on the amount added to your account
by debit card or Pay by Bank during the Qualifying Period, money added from your Fund and Share Account will not
qualify.
5. The cash back shall be determined in accordance with the tiers identified in the table accompanying these
terms and conditions.
6. It is not possible to combine the value of saving products chosen in accounts with different client numbers
for the purpose of this offer. The maximum amount of cash back you can receive under this offer is £100.
7. We reserve the right to reclaim the cash if the overall balance of your Active Savings Account drops below
your cash back offer qualifying amount within 6 months of the date of the qualifying deposit. We will notify you
if we intend to reclaim the cash back, and will claim it within 7 working days.
8. We reserve the right to amend or withdraw this offer if necessary, including for legal or regulatory reasons
or otherwise. If the offer closes early, all qualifying applications received up until this time will still be
accepted. Details of any such amendment, extension or withdrawal will be posted on our website at
www.hl.co.uk/savings.
9. This offer is not available to anyone who already has an Active Savings Account.
10. These terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction of the
courts of England and Wales.
11. By registering for the Offer and opening an account within the Offer Period, you agree to be bound by the
terms of this Offer.
12. References in these terms and conditions to “Hargreaves Lansdown”, “our”, “us” or “we” are to Hargreaves
Lansdown Savings Limited (company number 901007), authorised and regulated by the Financial Conduct Authority
(FCA Register number 915119), whose registered office is at 1 College Square South, Anchor Road, Bristol, BS1
5HL. References to the “Hargreaves Lansdown Group” are to Hargreaves Lansdown plc (company number 02122142) and
its subsidiaries from time to time.