How to build an income-generating ISA

Stocks and Shares ISAs are a tax-efficient way to invest money and generate income.

But how can you start to build an income using an ISA?

This plain-English guide, which is not personal advice, provides information on using an ISA for income including:

How to choose investments for income
The benefits and risks involved
Six income fund ideas for ISAs

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Unlike the security offered by cash investments can fall as well as rise in value. You could get back less than you invest. Income can vary and is not guaranteed. Tax rules can change and benefits depend on individual circumstances.

We've written this guide for those who like to make their own investment decisions. It is not personal advice. If you’re unsure please ask for advice.

These fund ideas won’t be right for everyone. Investors should only invest if the fund’s objectives are aligned with their own, and there’s a specific need for the type of investment being made. Investors should understand the specific risks of a fund before they invest, and make sure any new investment forms part of a diversified portfolio.

How to make an income using a Stocks and Shares ISA

Stocks and Shares ISAs are a tax-efficient way to invest money and generate income.

But how can you start to build an income using an ISA?

This plain-English guide provides information on using an ISA for income including:

How to choose investments for income
The benefits and risks involved
Six income fund ideas for ISAs

We've written this guide for those who like to make their own investment decisions. It is not personal advice. If you’re unsure please ask for advice.