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Stocks and Shares ISA
Charges

Annual account charges

Your annual charge depends on whether you hold funds or shares in your ISA. There are no charges for opening an account, holding cash or inactivity.

Funds

Value of funds Charge
On the first £250,000 0.45%
On the value between £250,000 -£1m 0.25%
On the value between £1m - £2m 0.1%
On the value over £2m No charge

Shares

Including UK and overseas shares, investment trusts, exchange-traded funds, VCTs, gilts and bonds.

0.45%

capped at £45 per year

Important note about charges

The investments you choose may have their own charges, such as charges from a particular fund manager. These are in addition to our account charges. You can find these in each investment’s key investor information document. A bid/offer spread may also apply - see our Guide to Fund Prices (PDF) for details.

Example of account charges

If you invest £15,000 in funds and £5,000 in shares, your account charge would be £7.50 per month*.

£15,000 in funds

Annual charge (0.45%)

£67.50
£5,000 in shares

Annual charge (0.45%)

£22.50
Total charge

Annual charge (0.45%)

£90
(£7.50 per month)

*The monthly charge will depend on the exact value of your account each month. To keep things simple here, we didn't include any investment growth.

Dealing charges

Fund dealing

There's no dealing charge for buying or selling funds.

Online and mobile app share dealing

Including UK and overseas shares*, investment trusts, exchange-traded funds, gilts and bonds.

Number of deals in previous month Charge per deal
0 - 9 £11.95
10 - 19 £8.95
20+ £5.95

*There’s an added foreign exchange charge for overseas share deals, depending on deal size. See our overseas share dealing page for details.

Automatic reinvestment

If you’d like any share income automatically reinvested, we’ll reinvest your income when it reaches £10 per holding or the amount you choose. There’s no charge for this.

How to pay charges

There’s no need to remember to make any payments. Each month we’ll automatically take charges from cash in your account.

If there’s not enough cash in your account, we’ll sell some of your investments to cover charges. There is no additional charge for this.

How much cash you need to keep available in your account depends on your investments. We’ll suggest a minimum cash amount for you, which you’ll be able to see in your account when you log in.

Other charges

Other charges may apply in specific circumstances - see the terms and conditions (PDF) for details.

Charges FAQs

Very good service and easy to use.

MR ROBINSON

Awards

BEST BUY ISA
Boring Money Awards 2023


BEST ONLINE STOCKBROKER
The Personal Finance Awards 2022/2023


INVESTING & PENSIONS GOLD AWARD
Times Money Mentor 2022

Help and support

If you have any questions about the HL Stocks and Shares ISA, you can speak to one of our client support experts by calling 0117 900 9000.

Contact us

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