
Stocks and Shares ISA
An easy way to invest free from UK tax
Important information - Investments can go down as well as up in value, so you may get back less than you invest. The information on this page isn't personal advice - please ask us for financial advice if you’re not sure which investments are right for you. Tax rules for ISAs can change and their benefits depend on your circumstances.
Simple, convenient, sensible
Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.
A Stocks and Shares ISA is an easy way for you to invest free from UK tax. And although investing is best for the long term, you can withdraw your money whenever you need to.
What is a Stocks and Shares ISA?
You can think of a Stocks and Shares ISA as a shopping basket. The investments you put in the basket are up to you, and the ISA shelters them from UK income tax and capital gains tax.
How much can I invest in an ISA?
Each tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.
Tax rules for ISAs can change and their benefits depend on your circumstances.
HL ISA charges
The annual charge for holding investments in an HL Stocks and Shares ISA is never more than 0.45%.
Your dealing and other charges will depend on the investments you choose.

How much could your ISA be worth?
Our ISA calculator can help you picture different scenarios. While it only provides examples, which aren’t guaranteed, you can experiment with different variables.
Change things like how much you expect to pay in each year, or the potential rate of investment growth. You might be surprised by the results.

An ISA with a promise
Open an HL Stocks and Shares ISA, and if you’re not 100% satisfied with our service in your first 12 months, close your account and let us know. We’ll then refund our annual account charge – no questions asked.
Open an HL Stocks and Shares ISA
Once you've decided to invest your ISA allowance, it takes less than five minutes to get started. You'll just need a debit card and your national insurance number to hand. Remember that your investments can go down as well as up in value, so you may get back less than you invest.
Two simple ways to start a Stocks and Shares ISA
Open a new ISA
Get started from as little as £100.
- Make a one-off debit card payment and top up whenever you like
- Choose from a range of investments when you’re ready
- Ideas and support to help you get off to a great start
Set up a Direct Debit
Pay into an ISA from £25 each month.
- Invest automatically each month
- Start, stop, increase or decrease your Direct Debit whenever you like
- Ideas and support to help you get off to a great start
Want to transfer an existing ISA to us? Just let us know and we’ll take care of the rest. Transfer an ISA to us
Add money to your Stocks and Shares ISA
Add money now
Please read the ISA key features before adding money.
To add money with a debit card online or using the HL app, log in to your account and under 'Actions' choose 'Top up'. Then follow the instructions to enter your debit card details and make your payment.
You can also call us on 0117 980 9950 to add money to your ISA.
Set up a Direct Debit from £25 per month
Please read the ISA key features before adding money.
Invest monthly into your choice of funds, FTSE 350 shares, selected investment trusts and exchange-traded funds (ETFs).
You can start, stop, increase and decrease your Direct Debit whenever you like. Log in to your account and choose the 'Monthly savings' tab to get started.
Why choose HL for your Stocks and Shares ISA?
- Security - we're a FTSE 100 company, trusted by over one million clients and regulated by the Financial Conduct Authority
- Ease - check your Stocks and Shares ISA anytime online or with the HL app
- Expertise - investment ideas from our expert analysts
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Award-winning - we've won over 200
awards, including Best for Digital ISA 2021 from the Boring Money Best Buys Awards, and Best
Stocks and Shares ISA Provider 2021 by UK Investor Magazine
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UK-based helpdesk - speak to our client support experts if you have any questions

New to investing?
Getting started could be easier than you think. Watch our videos to get to grips with the basics of investing.
Or download a Guide to ISAs to learn more about how investing in ISAs works.
Frequently asked questions
Quick easy and efficient service all under one umbrella
MR DUKES, Newcastle
Awards
BEST BUY ISA 2022
Boring Money Best Buys Awards
ISA PROVIDER OF THE YEAR 2021
Money Age Awards
BEST STOCKS AND SHARES ISA PROVIDER 2021
UK Investor Magazine
Help and support
If you have any questions about the HL Stocks and Shares ISA, you can speak to one of our client support experts by calling 0117 900 9000.