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Stocks and shares ISA hero Stocks and shares ISA hero

Stocks and Shares ISA

An easy way to invest free from UK tax

An easy way to invest free from UK tax

Open your Stocks and Shares ISA Transfer an ISA to us

Top up an ISA Open a Stocks and Shares ISA

Important information - Investments can go down as well as up in value, so you may get back less than you invest. The information on this page isn't advice - please ask us for financial advice if you’re not sure which investments are right for you. Tax rules for ISAs can change and their benefits depend on your circumstances.

Simple, flexible, sensible

Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.

Money in your Stocks and Shares ISA is free from UK tax. And although investing is best for the long term, you can withdraw your money whenever you need to.

Simple, flexible, sensible

Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.

Money in your Stocks and Shares ISA is free from UK tax. And although investing is best for the long term, you can withdraw money whenever you need to.

What is a Stocks and Shares ISA?

You can think of a Stocks and Shares ISA as a shopping basket. The investments you put in the basket are up to you, and the ISA shelters them from UK income tax and capital gains tax.

More Stocks and Shares ISA basics

Invest up to £20,000 this tax year

How much can I invest?

Each tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.

Tax rules for ISAs can change and their benefits depend on your circumstances.

How much can I invest?

Each tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.

Tax rules for ISAs can change and their benefits depend on your circumstances.

What can I invest in?

You can invest in a wide variety of stocks, shares and funds within your ISA. You can choose funds or shares with our expert research to help you make your investment decisions.

Or if you need more help or you’re short on time, you can choose a ready-made portfolio for your ISA instead.

You can also open an HL Stocks and Shares ISA with cash now, and decide where to invest later.

ISA investment ideas

ANNUAL 0.45% ACCOUNT CHARGE

HL ISA charges

The annual charge for holding investments in an HL Stocks and Shares ISA is never more than 0.45%.

Your dealing and other charges will depend on the investments you choose.

See all HL ISA charges

Open an HL Stocks and Shares ISA

Once you've decided to invest your ISA allowance, it takes less than five minutes to get started. You'll just need a debit card and your national insurance number to hand. Remember that your investments can go down as well as up in value, so you may get back less than you invest.

Two simple ways to start your ISA

Do-it-yourself

Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.

  • You’re in control of what you buy and sell
  • You’ll get expert research to help your decisions
  • Start your ISA from £100 or £25 per month

Ready-made portfolios

Let us know your goals and risk appetite and we’ll show you a ready-made portfolio that matches.

  • We’ll buy and sell investments to match your chosen goal and attitude to risk
  • Just keep an eye on your portfolio to make sure you’re happy
  • Start your ISA with £1,000 or more

Want to transfer an existing ISA to us? Just let us know and we’ll take care of the rest. Transfer an ISA to us

Add money to your Stocks and Shares ISA

Add money now

Please read the ISA key features before adding money.

To add money with a debit card online or using the HL app, log in to your account and under 'Actions' choose 'Top up'. Then follow the instructions to enter your debit card details and make your payment.

You can also call us on 0117 980 9950 to add money to your ISA.

Set up a Direct Debit from £25 per month

Please read the ISA key features before adding money.

Invest monthly into your choice of funds, FTSE 350 shares, selected investment trusts and exchange-traded funds (ETFs).

You can start, stop, increase and decrease your Direct Debit whenever you like. Log in to your account and choose the 'Monthly savings' tab to get started.

Transfer an ISA

You can transfer your other ISAs to us at any time - it won't count towards your ISA allowance.

It doesn't take long to transfer and we'll take care of all the work for you.

Learn more about transferring

Latest investment ideas from our experts

More investment ideas

Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn’t advice – please ask us for advice if you’re not sure which investments are right for you. Tax rules for ISAs can change and their benefits depend on your circumstances.

Why choose HL for your Stocks and Shares ISA?

  • Security - we're a FTSE 100 company, trusted by over one million clients and regulated by the Financial Conduct Authority
  • Care - if you ever need a hand, we answer our calls in just 15 seconds*
  • Ease - check your ISA anytime online or with the HL app
  • Expertise - investment ideas from our expert analysts

*Average Oct-Dec 2018

New to investing?

Have a look at our Beginner’s Guide to Investing to find out about types of investments and how to get started.

Or download a Guide to ISAs to learn more about how investing in ISAs works.

Very prompt service, always kept up to date, excellent service, very easy to use website. Recommend it to others.

March 2019

Awards

Online Personal Wealth Awards 2016 - Best investment platform

BEST INVESTMENT ISA 2016/17
The Personal Finance Awards


Best Stocks & Shares LISA Provider 2018
Your Money

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