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Stocks and shares ISA hero

Stocks and Shares ISA

Win
£20,000
Terms apply

Switch your money on - secure your £20,000 allowance by 5 April

Top up an ISA Open a Stocks and Shares ISA

Switch your money on this tax year - open your HL ISA by 5 April

Open your Stocks and Shares ISA Transfer an ISA to us

Important information - Investments can go down as well as up in value, so you may get back less than you invest. The information on this page isn't advice - please ask us for financial advice if you’re not sure which investments are right for you. Tax rules for ISAs can change and their benefits depend on your circumstances.

Simple, convenient, sensible

Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.

Money in your Stocks and Shares ISA is free from UK tax. And although investing is best for the long term, you can withdraw your money whenever you need to.

Simple, flexible, sensible

Whether you're new to investing or already an expert, you can choose your own investments with our Stocks and Shares ISA.

Money in your Stocks and Shares ISA is free from UK tax. And although investing is best for the long term, you can withdraw money whenever you need to.

What is a Stocks and Shares ISA?

You can think of a Stocks and Shares ISA as a shopping basket. The investments you put in the basket are up to you, and the ISA shelters them from UK income tax and capital gains tax.

More Stocks and Shares ISA basics

Invest up to £20,000 this tax year

How much can I invest?

Each tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.

Tax rules for ISAs can change and their benefits depend on your circumstances.

How much can I invest?

Each tax year (6 April to 5 April) there’s a limited amount of money you can put in ISAs. This tax year the ISA allowance is £20,000.

Tax rules for ISAs can change and their benefits depend on your circumstances.

What can I invest in?

You can invest in a wide variety of stocks, shares and funds within your ISA. You can choose funds or shares with our expert research to help you make your investment decisions.

Or if you need more help or you’re short on time, you can choose a ready-made portfolio for your ISA instead.

You can also open an HL Stocks and Shares ISA with cash now, and decide where to invest later.

ISA investment ideas

ANNUAL 0.45% ACCOUNT CHARGE

HL ISA charges

The annual charge for holding investments in an HL Stocks and Shares ISA is never more than 0.45%.

Your dealing and other charges will depend on the investments you choose.

See all HL ISA charges

Open an HL Stocks and Shares ISA

Once you've decided to invest your ISA allowance, it takes less than five minutes to get started. You'll just need a debit card and your national insurance number to hand. Remember that your investments can go down as well as up in value, so you may get back less than you invest.

Two simple ways to start your ISA

Do-it-yourself

Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio.

  • You’re in control of what you buy and sell
  • You’ll get expert research to help your decisions
  • Start your ISA from £100 or £25 per month

Ready-made portfolios

Let us know your goals and risk appetite and we’ll show you a ready-made portfolio that matches.

  • We’ll buy and sell investments to match your chosen goal and attitude to risk
  • Just keep an eye on your portfolio to make sure you’re happy
  • Start your ISA with £1,000 or more

Want to transfer an existing ISA to us? Just let us know and we’ll take care of the rest. Transfer an ISA to us

Add money to your Stocks and Shares ISA

Add money now

Please read the ISA key features before adding money.

To add money with a debit card online or using the HL app, log in to your account and under 'Actions' choose 'Top up'. Then follow the instructions to enter your debit card details and make your payment.

You can also call us on 0117 980 9950 to add money to your ISA.

Set up a Direct Debit from £25 per month

Please read the ISA key features before adding money.

Invest monthly into your choice of funds, FTSE 350 shares, selected investment trusts and exchange-traded funds (ETFs).

You can start, stop, increase and decrease your Direct Debit whenever you like. Log in to your account and choose the 'Monthly savings' tab to get started.

Transfer an ISA

You can transfer your other ISAs to us at any time - it won't count towards your ISA allowance.

It doesn't take long to transfer and we'll take care of all the work for you.

Learn more about transferring

Latest investment ideas from our experts

More investment ideas

Investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn’t advice – please ask us for advice if you’re not sure which investments are right for you. Tax rules for ISAs can change and their benefits depend on your circumstances.

Prize Draw

Win £20,000

Open or top up an HL Stocks and Shares ISA before the end of the tax year and you could win £20,000.

Read the full terms and conditions

An ISA with a promise

Open an HL Stocks and Shares ISA, and if you’re not 100% satisfied with our service in your first 12 months, close your account and let us know. We’ll then refund our annual account charge – no questions asked.

Find out more and see full terms

Why choose HL for your Stocks and Shares ISA?

  • Security - we're a FTSE 100 company, trusted by over one million clients and regulated by the Financial Conduct Authority
  • Care - if you ever need a hand, we answer our calls in just 15 seconds*
  • Ease - check your ISA anytime online or with the HL app
  • Expertise - investment ideas from our expert analysts
  • Award-winning - we've won over 200 awards, including Best Online Investment Provider at the Boring Money Consumer Investment Awards

*Average Jan-May 2019

New to investing?

Getting started could be easier than you think. Watch our videos to get to grips with the basics.

Or download a Guide to ISAs to learn more about how investing in ISAs works.

Very prompt service, always kept up to date, excellent service, very easy to use website. Recommend it to others.

March 2019

Awards

BEST INVESTMENT ISA 2019/20
The Personal Finance Awards


BEST ONLINE INVESTMENT PROVIDER 2019
Boring Money Consumer Investment Awards


BEST STOCKS & SHARES LISA PROVIDER 2018
Your Money

See all our awards

Have a question?

Contact us

Read our FAQs
Email us

Satisfaction Promise Offer Terms and Conditions

Open an HL Stocks and Shares ISA, and if you’re not 100% satisfied with our service in your first 12 months, close your account and let us know. We’ll then refund our annual account charge – no questions asked.

1. This offer is subject to these terms and conditions. The offer is that if you open a HL Stocks and Shares ISA (the “HL Account”) and you are not completely satisfied with the service and ask to close the HL Account within the first 12 months, we will refund any annual charges you have paid to HL within that period in relation to the HL Account (the “Satisfaction Promise Refund”).

2. To be eligible for the offer, you must be a new client. A new client is a person who has not held an account with Hargreaves Lansdown Group. This offer will not apply to any assets (which shall include cash) transferred from an existing Hargreaves Lansdown account (whether or not in the same client’s name) into a new HL Account.

3. In order to benefit from this offer, you must either close the HL Account or request a transfer out of all your assets from the HL Account within a 12 month period of opening the account. If you open an HL Account with a cash payment, the 12 month period will commence from the date the cash payment is made into the account. If you open a HL Account with a transfer in of assets, the 12 month period will begin from the date the first transfer of assets is received by HL from the previous provider.

4. The value of your Satisfaction Promise Refund will be based on the total amount of annual charges you have paid us from the date of account opening until closure of the account. The value of the refund will be calculated at the point of account closure.

5. To request your refund, all you need to do is contact our Helpdesk on 0117 900 9000 or email helpdesk@hl.co.uk within the first 12 months of your account opening.

6. Refunds will be made within 10 days of the account closure. The payment will be made into your Loyalty Bonus account from which we will automatically pay it out to your nominated bank account or by cheque at our discretion.

7. This offer only covers our annual charges. These are the charges levied by HL for holding funds and/or shares. For more information about the charges for the HL Account, please see the Terms and Conditions of the HL Service). For the avoidance of doubt, this offer does not cover any other charges including but not limited to dealing charges, foreign exchange charges, any investment losses or any charges levied by third parties (such as fund management charges, including those levied by Hargreaves Lansdown Fund Managers Ltd). Exit fees from other providers are not included in this offer.

8. For the avoidance of doubt, a Satisfaction Promise Refund will only apply to the closure of the qualifying HL Account, as identified at clause 1 above. The closure of any other HL accounts will not qualify for a Satisfaction Promise Refund.

9. The Satisfaction Promise Refund cannot be used in conjunction with any other promotional offer.

10. Our standard terms relating to your HL Account continue to apply (the Terms and Conditions of the HL Service) and are not affected in any way by this offer other than as specifically set out in these terms and conditions.

11. This Satisfaction Promise Refund is not regulated by the FCA.

12. This offer is not open to employees of Hargreaves Lansdown or their immediate families.

13. We reserve the right to amend, suspend or withdraw this offer at any time by providing notice on our website at www.hl.co.uk. We will provide at least 30 days’ notice of our intention to withdraw the offer. In the event of a closure of this offer, all qualifying refunds requested up to the time of withdrawal will be honoured.

14. This offer is governed by English law and, in participating, you submit to the jurisdiction of the English courts.

15. References in these terms and conditions to “Hargreaves Lansdown”, “our”, “us” or “we” are to Hargreaves Lansdown Asset Management Limited (company number 01896481), authorised and regulated by the Financial Conduct Authority (FCA Register number 115248), whose registered office is at 1 College Square South, Anchor Road, Bristol, BS1 5HL. References to the “Hargreaves Lansdown Group” are to Hargreaves Lansdown plc (company number 02122142) and its subsidiaries from time to time.

To request more information simply call our Helpdesk on 0117 900 9000 or email helpdesk@hl.co.uk with your full name and address.