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Answers you can trust in retirement mobile banner

How long will my pension last?

You've got questions, we've got answers.

If you’re retired, chances are you’ve got questions. Don’t worry. You’re not alone.

Some of the most common questions we get asked are “How long will my pension last?” and "How do I invest for income in retirement?". When you're retired and looking after your own money, you need reliable answers. With so much information out there, it's hard to know where to turn or who to trust.

Retirement poses some of life’s biggest questions. It’s vital to get the right answers when you need to know what to do with your money. We help clients time and time again get answers they can trust.

*As ranked on Newsweek’s most Trustworthy Global Companies List 2023.

Important information - The information on our website isn’t personal advice. What you do with your pension is an important decision. You should check you're making the right decision for your circumstances and that you understand all your options and their risks. The government's free and impartial Pension Wise service can help you and we can offer you financial advice if you’d like it. Investments can go down as well as up in value, so you could also get back less than you put in. Pension and tax rules can change and any benefits will depend on your circumstances.


Get answers you can trust.

If you’re already retired, there are three essential questions that need answers. We’re here to help.

 How long will my pension last?

If you’re in drawdown, use our calculator to find out how long your income could last.

Use the calculator

 How do I invest for income in retirement?

See our investment ideas to get inspiration on how to generate an income in retirement.

See the ideas

 Can I get a secure income for life?

If you don’t want to invest for income, there are other options to taking retirement income. You could also consider getting a secure income for life.

Discover Annuities

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Need more help?

Our expert advisers could help tackle some of the trickier questions.

Book a call with our advisory helpdesk to see if taking financial advice is right for you.

Talk to us

Why use HL's award-winning service?

  • Ranked the UK’s no 1 investment platform on Newsweek's most Trustworthy Global Companies List 2023.
  • Advice when you need it - You can pay for advice as and when you need it, without tying yourself into unnecessary ongoing annual reviews.
  • Great value for money - Free research, the latest investment news, retirement tools and insight from our team of experts.
  • Get the best annuity rates - You can get live annuity quotes from the UK’s leading annuity providers on the open market within minutes using our online tool.

Photo of Josephine
The biggest question I faced at retirement was:
When can I afford to retire?

I used the HL website to research how much State Pension me and my husband would receive, the value of our pensions and other assets, examples of different pension income levels and what that meant. This helped us see how long we could live on the income from our pensions and investments. Retirement isn’t just about whether you can afford it though, you want to enjoy life too.

HL SIPP client Josephine