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Bank of America Q4 results boosted by net interest income

Wed 14 January 2026 12:26 | A A A

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(Sharecast News) - Bank of America beat estimates for fourth-quarter profit on the back of a sharp rise in net interest income.

Net income came in at $7.6bn, or 98cents a share, in the three months to December 31, compared with $6.8bn, or 83cents per share, a year earlier and analysts' expectations of 96cents.

BoA added that it expected first-quarter net interest income (NII) - the difference between what the bank pays out in interest and what it receives on loans - to rise by 7% and also reiterated a 5% - 7% NII growth forecast for fiscal 2026.

NII for the fourth quarter net interest income rose 9.7% year on year to $15.75bn driven by global markets activity, fixed-rate asset repricing, and higher deposit and loan balances, partially offset by the impact of lower interest rates.

Revenue rose 10% to $6.6bn, the increase was driven primarily by higher asset management fees, up 13% to $4.1bn, reflecting higher market valuations and strong assets under management flows.

Reporting by Frank Prenesti for Sharecast.com

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